Compare Today’s Refinance Rates for Rocky Mount, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Rocky Mount, Virginia 24151. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Rocky Mount and surrounding areas of Franklin county, your expected lifetime cash savings are $10,816 or $30 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Rocky Mount, Virginia 24151.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.989101 -79.883959

Summary of Average Refinance Terms in Rocky Mount, Virginia 24151

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rocky Mount, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rocky Mount, VA 24151, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rocky Mount, VA

Refinance Rates for Rocky Mount, Virginia 24151 from 2014 - 2021

Below are historical data on refinancing in Rocky Mount, Virginia and around Franklin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rocky Mount, Virginia 24151

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rocky Mount, Virginia 24151, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bob Williams

VP/Mortgage Specialist

1623 E Main St

Salem, VA 24151

(540) 986-0270 Ext. 30

bobwilliams@atlanticbay.com

Melvin Scales

Branch Manager /Mortgage Specialist

1623 E Main St

Salem, VA 24151

(540) 986-0270 Ext. 31

melvinscales@atlanticbay.com

Jason Biaek

Senior Mortgage Banker

1623 E Main St

Salem, VA 24151

(540) 986-0270 Ext. 32

jasonbialek@atlanticbay.com

Kelli Mowbray

Senior Mortgage Banker

1623 E Main St

Salem, VA 24151

(540) 986-0270 Ext. 30

kellimowbray@atlanticbay.com

Scott Greenway

Mortgage Banker

1623 E Main St

Salem, VA 24151

(540) 986-0270

scottgreenway@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 30

Fax (301) 639-0804

bobwilliams@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 31

Fax (301) 639-0804

melvinscales@atlanticbay.com

Address

1623 E Main St

Salem, VA

Contact

(540) 986-0270 Ext. 32

Fax (301) 639-0804

jasonbialek@atlanticbay.com

Refinancing News for Rocky Mount, Virginia 24151

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