Compare Today’s Refinance Rates for Sandston, Virginia 23150

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sandston, Virginia 23150.

With a 30-year amortization refinance in Sandston and surrounding areas of Henrico county, our calculations show that you can expect to save up to $10,802 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sandston, Virginia 23150.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.515658 -77.27578 9169

Summary of Average Refinances in Sandston, Virginia 23150

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Sandston, Virginia 23150

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Sandston, VA 23150, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Sandston, Virginia 23150

Sandston is a census-designated place in Henrico County, Virginia, United States, just outside the state capital of Richmond. The population as of the 2010 Census was 7,571. It was designated a Historic District by Henrico County in 2021.

The Battle of Seven Pines took place nearby in 1862. Read more

Sandston is a census-designated place in Henrico County, Virginia, United States, just outside the state capital of Richmond. The population as of the 2010 Census was 7,571. It was designated a Historic District by Henrico County in 2021.

The Battle of Seven Pines took place nearby in 1862. It was second only to the Battle of Shiloh in its number of casualties up to that time. The battle was brutally fought and inconclusive, but had a profound impact on the trajectory of the war. After General Johnston's injury, President Jefferson Davis appointed Robert E. Lee as Commander of the Confederate Armies. Lee then initiated the Seven Days Battles, which drove the Northern forces into a retreat in late June. This was the closest the North had come to Richmond, Virginia in this offensive.During World War I, a number of homes were built in the area for both non-commissioned officers and enlisted men. After the war, an investment group headed by Oliver J. Sands bought the land and buildings as surplus property. The community was named Sandston after Oliver Sands, the president of the Richmond and Fairfield Railway, the electric street railway line which ran through Highland Springs and Fair Oaks to the National Cemetery at Seven Pines.

The community was later served by the Fairfield Transit Company, which operated a bus barn extant at Seven Pines in 2005 and the earlier trolley car barn in Richmond on North 29th Street. The road from Richmond, through Highland Springs, to Seven Pines was named "Nine Mile Road" because of the distance of the streetcar/trolley line. Read less

Historical Refinance Rates in Sandston, Virginia 23150 from 2024 - 2016

The following historical data provides insights into refinancing trends in Sandston, Virginia and the surrounding Henrico county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 80.00% 61.36% 61.13% 63.00% 62.39% 62.40% 56.07% 64.63% 63.83%
avg refi rate 6.09% 3.51% 2.94% 3.22% 4.11% 4.47% 4.04% 3.85% 4.08%
% 15 year fixed refinance 10.00% 20.55% 21.76% 21.77% 23.90% 28.93% 28.87% 23.05% 22.51%
avg refi rate 5.88% 2.76% 2.42% 2.79% 3.45% 3.87% 3.31% 3.12% 3.29%
Avg credit score 741.15 764.64 765.28 767.18 761.61 756.25 759.19 762.42 764.75
Avg LTV (loan to value) 62.80% 62.34% 67.10% 70.74% 71.57% 68.07% 71.80% 72.95% 72.35%
Avg DTI (debt to income) 37.75 32.21 30.54 30.56 31.43 32.44 31.95 31.51 31.06
Avg refinance insurance % 6.35% 1.53% 2.44% 4.01% 5.44% 3.00% 5.41% 6.01% 6.58%

Source: Financial Report of the US Government

Best Refinance Brokers around Sandston, Virginia 23150

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sandston, Virginia 23150, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Glen Branch

Loan Originator

9100 Arboretum Parkway

Richmond, FL 23150

(804) 320-3399

Glen.Branch@hgfloans.com

Bryan Burleigh

Mortgage Professionals

1025 Boulders Pkwy Ste 101

Richmond, VA 23150

(804) 663-5556

bryan.burleigh@union-mtg.com

Michael Carroll

Mortgage Professionals

1025 Boulders Pkwy Ste 101

Richmond, VA 23150

(804) 663-5556

michael.carroll@union-mtg.com

Chris Cleveland

Lending Specialties

1025 Boulders Pkwy Ste 101

Richmond, VA 23150

(804) 663-5556

chris.cleveland@union-mtg.com

Martin Greis

Lending Specialties

1025 Boulders Pkwy Ste 101

Richmond, VA 23150

(804) 663-5556

martin.greis@union-mtg.com

Address

9100 Arboretum Parkway

Richmond, FL

Contact

(804) 320-3399

Fax (301) 639-0804

Glen.Branch@hgfloans.com

Address

1025 Boulders Pkwy Ste 101

Richmond, VA

Contact

(804) 663-5556

Fax (301) 639-0804

bryan.burleigh@union-mtg.com

Address

1025 Boulders Pkwy Ste 101

Richmond, VA

Contact

(804) 663-5556

Fax (301) 639-0804

michael.carroll@union-mtg.com

Refinancing News for Sandston, Virginia 23150