Compare Today’s Refinance Rates for Seaford, Virginia 23696
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Seaford, Virginia 23696.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Seaford, Virginia 23696. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,139 or $20 per month in Seaford and other parts of York county.
37.188468
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Summary of Average Refinances in Seaford, Virginia 23696
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Seaford, Virginia 23696
Pureloan has developed an interactive chart to monitor the five largest local lenders in Seaford, VA 23696, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Seaford, Virginia 23696 from 2024 - 2016
The following historical data provides insights into refinancing trends in Seaford, Virginia and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 40.00% | 59.55% | 61.70% | 60.13% | 60.14% | 65.91% | 52.63% | 60.61% | 66.25% |
avg refi rate | 5.00% | 3.56% | 3.03% | 3.26% | 4.40% | 4.76% | 4.12% | 4.00% | 4.12% |
% 15 year fixed refinance | 40.00% | 23.95% | 24.67% | 25.06% | 26.09% | 21.59% | 36.18% | 26.06% | 28.13% |
avg refi rate | 5.44% | 2.83% | 2.46% | 2.79% | 3.54% | 4.04% | 3.31% | 3.24% | 3.40% |
Avg credit score | 716.00 | 731.22 | 751.83 | 760.34 | 759.45 | 743.82 | 759.01 | 755.64 | 762.11 |
Avg LTV (loan to value) | 57.20% | 67.95% | 70.55% | 73.29% | 73.46% | 70.16% | 69.47% | 74.17% | 71.63% |
Avg DTI (debt to income) | 41.20 | 33.44 | 32.46 | 32.05 | 33.61 | 35.81 | 32.24 | 33.60 | 32.46 |
Avg refinance insurance % | 5.00% | 1.96% | 3.41% | 5.45% | 6.03% | 2.65% | 4.40% | 6.79% | 5.32% |
Best Refinance Brokers around Seaford, Virginia 23696
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Seaford, Virginia 23696, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kim Sykes
Mortgage Loan Officer
5515 Portsmouth Blvd
Portsmouth, VA 23696
(757) 286-9091
kksykes@bbandt.com
Anthony VanDyke
Mortgage Loan Officer
5515 Portsmouth Blvd
Portsmouth, VA 23696
(757) 398-8012
avandyke@bbandt.com
Address
5515 Portsmouth Blvd
Portsmouth, VA
Contact
(757) 286-9091
Fax (301) 639-0804
kksykes@bbandt.com
Address
5515 Portsmouth Blvd
Portsmouth, VA
Contact
(757) 398-8012
Fax (301) 639-0804
avandyke@bbandt.com