Compare Today’s Refinance Rates for South Hill, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for South Hill, Virginia 23970. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $17,006 or $47 / month in South Hill and other areas of Mecklenburg county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for South Hill, Virginia 23970.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.712388 -78.153388

Summary of Average Refinance Terms in South Hill, Virginia 23970

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for South Hill, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in South Hill, VA 23970, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for South Hill, VA

Refinance Rates for South Hill, Virginia 23970 from 2014 - 2021

Below are historical data on refinancing in South Hill, Virginia and around Mecklenburg county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around South Hill, Virginia 23970

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in South Hill, Virginia 23970, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Lacks

Agribusiness Relationship Manager

201 E. Danville Street

South Hill, VA 23970

(434) 447-7148

mlacks@colonialfarmcredit.com

Darlene King

Loan Processor

201 E. Danville Street

South Hill, VA 23970

(434) 447-7148

dking@colonialfarmcredit.com

Melanie Turner

Loan Officer

3559 Fairystone Park Hwy

Bassett, VA 23970

(276) 629-5312

melanie.a.turner@wellsfargo.com

Tamie Frets

Loan Officer

200 N Main St

Blacksburg, VA 23970

(540) 552-4211

tamie.frets@wellsfargo.com

Benjamin Creger

Loan Officer

200 N Main St

Blacksburg, VA 23970

(540) 552-4211

benjamin.creger@wellsfargo.com

Address

201 E. Danville Street

South Hill, VA

Contact

(434) 447-7148

Fax (301) 639-0804

mlacks@colonialfarmcredit.com

Address

201 E. Danville Street

South Hill, VA

Contact

(434) 447-7148

Fax (301) 639-0804

dking@colonialfarmcredit.com

Address

3559 Fairystone Park Hwy

Bassett, VA

Contact

(276) 629-5312

Fax (301) 639-0804

melanie.a.turner@wellsfargo.com

Refinancing News for South Hill, Virginia 23970