Compare Today’s Refinance Rates for Sparta, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Sparta, Virginia 22552. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Sparta and surrounding areas of Caroline county, your expected lifetime cash savings are $100,814 or $280 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Sparta, Virginia 22552.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.013651 -77.180242

Summary of Average Refinance Terms in Sparta, Virginia 22552

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Sparta, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Sparta, VA 22552, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Sparta, VA

Refinance Rates for Sparta, Virginia 22552 from 2014 - 2021

Below are historical data on refinancing in Sparta, Virginia and around Caroline county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Sparta, Virginia 22552

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Sparta, Virginia 22552, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dale Fritts

Senior Loan Officer

2 E Main St

Berryville, VA 22552

(540) 545-4921

dfritts@bankofclarke.com

Nancy Abe

Loan Officer

2 E Main St

Berryville, VA 22552

(540) 545-4926

nabe@bankofclarke.com

Judy Bowman

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22552

(540) 837-1510

jbowman@bankofclarke.com

Barbara Clark

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22552

(540) 667-9522

bclark@bankofclarke.com

Sherri Dorsey

Loan Officer

2 E Main St

Berryville, VA 22552

(540) 545-4928

sdorsey@bankofclarke.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4921

Fax (301) 639-0804

dfritts@bankofclarke.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4926

Fax (301) 639-0804

nabe@bankofclarke.com

Address

2 E Main St

Berryville, VA

Contact

(540) 837-1510

Fax (301) 639-0804

jbowman@bankofclarke.com

Refinancing News for Sparta, Virginia 22552