Compare Today’s Refinance Rates for Spencer, Virginia 24165
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Spencer, Virginia 24165.
With a 30-year amortization refinance in Spencer and surrounding areas of Henry county, our calculations show that you can expect to save up to $7,640 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Spencer, Virginia 24165.
Summary of Average Refinances in Spencer, Virginia 24165
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Interactive Refinance Rate Projections for Spencer, Virginia 24165
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spencer, VA 24165, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spencer, Virginia 24165 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spencer, Virginia and the surrounding Henry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 100.00% | 33.33% | ||||||
avg refi rate | 2.75% | 4.63% | 4.50% | ||||||
% 15 year fixed refinance | 50.00% | 33.33% | 100.00% | ||||||
avg refi rate | 2.70% | 2.50% | 3.63% | ||||||
Avg credit score | 775.00 | 748.50 | 745.00 | 748.33 | 750.00 | 800.00 | 766.00 | 741.33 | |
Avg LTV (loan to value) | 41.00% | 81.00% | 66.00% | 75.00% | 84.00% | 20.00% | 80.00% | 74.67% | |
Avg DTI (debt to income) | 37.00 | 38.50 | 30.33 | 34.33 | 38.00 | 5.00 | 15.00 | 32.67 | |
Avg refinance insurance % | 12.50% | 1.00% | 6.00% | 10.00% |
Best Refinance Brokers around Spencer, Virginia 24165
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spencer, Virginia 24165, we have compiled a list of top refinance brokers to assist you in the process.
Jody Murray
Loan Officer
42 E Valley Dr
Bristol, VA 24165
(800) 869-3557
jody.a.murray@wellsfargo.com
Christi Rock
Loan Officer
42 E Valley Dr
Bristol, VA 24165
(800) 869-3557
christi.a.rock@wellsfargo.com
James Hartsock
Loan Officer
42 E Valley Dr
Bristol, VA 24165
(800) 869-3557
james.hartsock@wellsfargo.com
Michael Tate
Loan Officer
42 E Valley Dr
Bristol, VA 24165
(800) 869-3557
michael.s.tate@wellsfargo.com
Jennifer Easton
Loan Officer
355 Falls Dr NW
Abingdon, VA 24165
(276) 628-2056
jennifer.easton@wellsfargo.com
Address
42 E Valley Dr
Bristol, VA
Contact
(800) 869-3557
Fax (301) 639-0804
jody.a.murray@wellsfargo.com
Address
42 E Valley Dr
Bristol, VA
Contact
(800) 869-3557
Fax (301) 639-0804
christi.a.rock@wellsfargo.com
Address
42 E Valley Dr
Bristol, VA
Contact
(800) 869-3557
Fax (301) 639-0804
james.hartsock@wellsfargo.com