Compare Today’s Refinance Rates for Spencer, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Spencer, Virginia 24165. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Spencer and surrounding areas of Henry county, your expected lifetime cash savings are $22,505 or $63 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Spencer, Virginia 24165.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.59676 -80.037345

Summary of Average Refinance Terms in Spencer, Virginia 24165

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spencer, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spencer, VA 24165, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spencer, VA

Refinance Rates for Spencer, Virginia 24165 from 2014 - 2021

Below are historical data on refinancing in Spencer, Virginia and around Henry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spencer, Virginia 24165

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spencer, Virginia 24165, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jody Murray

Loan Officer

42 E Valley Dr

Bristol, VA 24165

(800) 869-3557

jody.a.murray@wellsfargo.com

Christi Rock

Loan Officer

42 E Valley Dr

Bristol, VA 24165

(800) 869-3557

christi.a.rock@wellsfargo.com

James Hartsock

Loan Officer

42 E Valley Dr

Bristol, VA 24165

(800) 869-3557

james.hartsock@wellsfargo.com

Michael Tate

Loan Officer

42 E Valley Dr

Bristol, VA 24165

(800) 869-3557

michael.s.tate@wellsfargo.com

Jennifer Easton

Loan Officer

355 Falls Dr NW

Abingdon, VA 24165

(276) 628-2056

jennifer.easton@wellsfargo.com

Address

42 E Valley Dr

Bristol, VA

Contact

(800) 869-3557

Fax (301) 639-0804

jody.a.murray@wellsfargo.com

Address

42 E Valley Dr

Bristol, VA

Contact

(800) 869-3557

Fax (301) 639-0804

christi.a.rock@wellsfargo.com

Address

42 E Valley Dr

Bristol, VA

Contact

(800) 869-3557

Fax (301) 639-0804

james.hartsock@wellsfargo.com

Refinancing News for Spencer, Virginia 24165