Compare Today’s Refinance Rates for Spring Grove, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Spring Grove, Virginia 23881. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Spring Grove and other areas of Surry county, expected lifetime cash savings are $15,429 or $43 / month.

For Spring Grove, Virginia 23881, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.190098 -76.992337

Summary of Average Refinance Terms in Spring Grove, Virginia 23881

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spring Grove, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spring Grove, VA 23881, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spring Grove, VA

Refinance Rates for Spring Grove, Virginia 23881 from 2014 - 2021

Below are historical data on refinancing in Spring Grove, Virginia and around Surry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spring Grove, Virginia 23881

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spring Grove, Virginia 23881, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Fay Bohns

Loan Processor

1700-A South Main Street

Farmville, VA 23881

(434) 392-3193

fpostans@colonialfarmcredit.com

Theresa Hall

Loan Processing Supervisor

1700-A South Main Street

Farmville, VA 23881

(434) 392-3193

thall@colonialfarmcredit.com

Harold Harris

Regional Lending Manager

1700-A South Main Street

Farmville, VA 23881

(434) 392-3193

hharris@colonialfarmcredit.com

Darlene King

Loan Processor

201 E. Danville Street

South Hill, VA 23881

(434) 447-7148

dking@colonialfarmcredit.com

Michael Lacks

Agribusiness Relationship Manager

201 E. Danville Street

South Hill, VA 23881

(434) 447-7148

mlacks@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

fpostans@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

thall@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

hharris@colonialfarmcredit.com

Refinancing News for Spring Grove, Virginia 23881