Compare Today’s Refinance Rates for Strasburg, Virginia 22641
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Strasburg, Virginia 22641.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Strasburg, Virginia 22641. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,369 or $23 per month in Strasburg and other parts of Shenandoah county.
Summary of Average Refinances in Strasburg, Virginia 22641
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Interactive Refinance Rate Projections for Strasburg, Virginia 22641
Pureloan has developed an interactive chart to monitor the five largest local lenders in Strasburg, VA 22641, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Strasburg, Virginia 22641 from 2024 - 2016
The following historical data provides insights into refinancing trends in Strasburg, Virginia and the surrounding Shenandoah county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Strasburg, Virginia 22641
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Strasburg, Virginia 22641, we have compiled a list of top refinance brokers to assist you in the process.
Stacey Pangle
Executive Loan Officer Asst.
183 E King St
Strasburg, VA 22641
(540) 692-1621
spangle@cbmmortgage.com
Mike Keffer
Mortgage Banker
154 E King St
Strasburg, VA 22641
(540) 465-9224
mkeffer@ihmcloans.com
Dale Fritts
Senior Loan Officer
2 E Main St
Berryville, VA 22641
(540) 545-4921
dfritts@bankofclarke.com
Nancy Abe
Loan Officer
2 E Main St
Berryville, VA 22641
(540) 545-4926
nabe@bankofclarke.com
Judy Bowman
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22641
(540) 837-1510
jbowman@bankofclarke.com
Address
183 E King St
Strasburg, VA
Contact
(540) 692-1621
Fax (301) 639-0804
spangle@cbmmortgage.com
Address
154 E King St
Strasburg, VA
Contact
(540) 465-9224
Fax (301) 639-0804
mkeffer@ihmcloans.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4921
Fax (301) 639-0804
dfritts@bankofclarke.com