Compare Today’s Refinance Rates for Stratford, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Stratford, Virginia 22558. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Stratford and other areas of Westmoreland county, expected lifetime cash savings are $19,796 or $55 / month.

For Stratford, Virginia 22558, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.110483 -76.782806

Summary of Average Refinance Terms in Stratford, Virginia 22558

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Stratford, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Stratford, VA 22558, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Stratford, VA

Refinance Rates for Stratford, Virginia 22558 from 2014 - 2021

Below are historical data on refinancing in Stratford, Virginia and around Westmoreland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Stratford, Virginia 22558

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Stratford, Virginia 22558, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jessica Cruise

Branch Manager

135 Queen Street � P.O. Box 1163

Tappahannock, VA 22558

(804) 443-3351

jcruise@colonialfarmcredit.com

Dale Fritts

Senior Loan Officer

2 E Main St

Berryville, VA 22558

(540) 545-4921

dfritts@bankofclarke.com

Nancy Abe

Loan Officer

2 E Main St

Berryville, VA 22558

(540) 545-4926

nabe@bankofclarke.com

Judy Bowman

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22558

(540) 837-1510

jbowman@bankofclarke.com

Barbara Clark

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22558

(540) 667-9522

bclark@bankofclarke.com

Address

135 Queen Street � P.O. Box 1163

Tappahannock, VA

Contact

(804) 443-3351

Fax (301) 639-0804

jcruise@colonialfarmcredit.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4921

Fax (301) 639-0804

dfritts@bankofclarke.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4926

Fax (301) 639-0804

nabe@bankofclarke.com

Refinancing News for Stratford, Virginia 22558