Compare Today’s Refinance Rates for Suffolk, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Suffolk, Virginia 23438. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $29,407 or $82 / month in Suffolk and other areas of Suffolk City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Suffolk, Virginia 23438.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.591311 -76.687097

Summary of Average Refinance Terms in Suffolk, Virginia 23438

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Suffolk, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Suffolk, VA 23438, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Suffolk, VA

Refinance Rates for Suffolk, Virginia 23438 from 2014 - 2021

Below are historical data on refinancing in Suffolk, Virginia and around Suffolk City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Suffolk, Virginia 23438

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Suffolk, Virginia 23438, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kristen Froehlich

Mortgage Loan Officer

5857 Harbour View Blvd., Suite 102,

Suffolk, VA 23438

(757) 651-9099

kristen.froehlich@townebankmortgage.com

David Xie

Senior Mortgage Loan

5806 Harbour View Blvd #100

Suffolk, VA 23438

(757) 478-8493

david.xie@newtownemortgage.com

Cathy Garrett

Senior Mortgage Loan

5806 Harbour View Blvd #100

Suffolk, VA 23438

(757) 567-1142

cathy.garrett@newtownemortgage.com

Tommy Willcox

Loan Officer

786 Johnnie Dobbs Blvd.Mt

Pleasant, SC 23438

(843) 990-1223

tommy@ovmfinancial.com

Jim McNees

Branch Manager

932 Laskin Rd

Virginia Beach, VA 23438

(75) 734-0088

jmcnees@cfmortgagecorp.com

Address

5857 Harbour View Blvd., Suite 102,

Suffolk, VA

Contact

(757) 651-9099

Fax (301) 639-0804

kristen.froehlich@townebankmortgage.com

Address

5806 Harbour View Blvd #100

Suffolk, VA

Contact

(757) 478-8493

Fax (301) 639-0804

david.xie@newtownemortgage.com

Address

5806 Harbour View Blvd #100

Suffolk, VA

Contact

(757) 567-1142

Fax (301) 639-0804

cathy.garrett@newtownemortgage.com

Refinancing News for Suffolk, Virginia 23438