Compare Today’s Refinance Rates for Tappahannock, Virginia 22560
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tappahannock, Virginia 22560.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,411 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Tappahannock and other areas of Essex county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tappahannock, Virginia 22560
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Interactive Refinance Rate Projections for Tappahannock, Virginia 22560
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tappahannock, VA 22560, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tappahannock, Virginia 22560 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tappahannock, Virginia and the surrounding Essex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Tappahannock, Virginia 22560
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tappahannock, Virginia 22560, we have compiled a list of top refinance brokers to assist you in the process.
Jessica Cruise
Branch Manager
135 Queen Street � P.O. Box 1163
Tappahannock, VA 22560
(804) 443-3351
jcruise@colonialfarmcredit.com
Dale Fritts
Senior Loan Officer
2 E Main St
Berryville, VA 22560
(540) 545-4921
dfritts@bankofclarke.com
Nancy Abe
Loan Officer
2 E Main St
Berryville, VA 22560
(540) 545-4926
nabe@bankofclarke.com
Judy Bowman
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22560
(540) 837-1510
jbowman@bankofclarke.com
Barbara Clark
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22560
(540) 667-9522
bclark@bankofclarke.com
Address
135 Queen Street � P.O. Box 1163
Tappahannock, VA
Contact
(804) 443-3351
Fax (301) 639-0804
jcruise@colonialfarmcredit.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4921
Fax (301) 639-0804
dfritts@bankofclarke.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4926
Fax (301) 639-0804
nabe@bankofclarke.com