Compare Today’s Refinance Rates for Topping, Virginia 23169
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Topping, Virginia 23169.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,252 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Topping and other areas of Middlesex county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Topping, Virginia 23169
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Interactive Refinance Rate Projections for Topping, Virginia 23169
Pureloan has developed an interactive chart to monitor the five largest local lenders in Topping, VA 23169, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Topping, Virginia 23169 from 2024 - 2016
The following historical data provides insights into refinancing trends in Topping, Virginia and the surrounding Middlesex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
| avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
| % 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
| avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
| Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
| Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
| Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
| Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around Topping, Virginia 23169
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Topping, Virginia 23169, we have compiled a list of top refinance brokers to assist you in the process.
Glen Branch
Loan Originator
9100 Arboretum Parkway
Richmond, FL 23169
(804) 320-3399
Glen.Branch@hgfloans.com
Bryan Burleigh
Mortgage Professionals
1025 Boulders Pkwy Ste 101
Richmond, VA 23169
(804) 663-5556
bryan.burleigh@union-mtg.com
Michael Carroll
Mortgage Professionals
1025 Boulders Pkwy Ste 101
Richmond, VA 23169
(804) 663-5556
michael.carroll@union-mtg.com
Chris Cleveland
Lending Specialties
1025 Boulders Pkwy Ste 101
Richmond, VA 23169
(804) 663-5556
chris.cleveland@union-mtg.com
Martin Greis
Lending Specialties
1025 Boulders Pkwy Ste 101
Richmond, VA 23169
(804) 663-5556
martin.greis@union-mtg.com
Address
9100 Arboretum Parkway
Richmond, FL
Contact
(804) 320-3399
Fax (301) 639-0804
Glen.Branch@hgfloans.com
Address
1025 Boulders Pkwy Ste 101
Richmond, VA
Contact
(804) 663-5556
Fax (301) 639-0804
bryan.burleigh@union-mtg.com
Address
1025 Boulders Pkwy Ste 101
Richmond, VA
Contact
(804) 663-5556
Fax (301) 639-0804
michael.carroll@union-mtg.com