Compare Today’s Refinance Rates for Troy, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Troy, Virginia 22974. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Troy and other areas of Fluvanna county, expected lifetime cash savings are $13,067 or $36 / month.

For Troy, Virginia 22974, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.9636 -78.253494

Summary of Average Refinance Terms in Troy, Virginia 22974

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Troy, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Troy, VA 22974, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Troy, VA

Refinance Rates for Troy, Virginia 22974 from 2014 - 2021

Below are historical data on refinancing in Troy, Virginia and around Fluvanna county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Troy, Virginia 22974

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Troy, Virginia 22974, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rebecca Peek

Loan Officer

101 S Washington Hwy

Ashland, VA 22974

(804) 752-7900

rebecca.a.peek@wellsfargo.com

James Liesfeld

Loan Officer

101 S Washington Hwy

Ashland, VA 22974

(804) 752-7900

james.b.liesfeld@wellsfargo.com

Alan Henderson

Loan Officer

101 S Washington Hwy

Ashland, VA 22974

(804) 752-7900

alan.henderson@wellsfargo.com

Teresa Sandlin

Mortgage Loan Officer

11520 Nuckols Rd Ste 112

Glen Allen, VA 22974

(434) 391-9944

teresa.sandlin@pncmortgage.com

JOHN GREGORY

Home Loan Officer

11520 Nuckols Rd Ste 101

Glen Allen, VA 22974

(804) 273-1104

john.gregory@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

rebecca.a.peek@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

james.b.liesfeld@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

alan.henderson@wellsfargo.com

Refinancing News for Troy, Virginia 22974