Compare Today’s Refinance Rates for Unionville, Virginia 22567
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Unionville, Virginia 22567.
With a 30-year amortization refinance in Unionville and surrounding areas of Orange county, our calculations show that you can expect to save up to $9,775 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Unionville, Virginia 22567.
Summary of Average Refinances in Unionville, Virginia 22567
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Interactive Refinance Rate Projections for Unionville, Virginia 22567
Pureloan has developed an interactive chart to monitor the five largest local lenders in Unionville, VA 22567, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Unionville, Virginia 22567 from 2024 - 2016
The following historical data provides insights into refinancing trends in Unionville, Virginia and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
| avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
| % 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
| avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
| Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
| Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
| Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
| Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Unionville, Virginia 22567
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Unionville, Virginia 22567, we have compiled a list of top refinance brokers to assist you in the process.
Steve Waldrop
Loan Officer
645 Rappanhannock Drive
White Stone, VA 22567
(757) 659-0668
swaldrop@alcovamortgage.com
Dale Fritts
Senior Loan Officer
2 E Main St
Berryville, VA 22567
(540) 545-4921
dfritts@bankofclarke.com
Nancy Abe
Loan Officer
2 E Main St
Berryville, VA 22567
(540) 545-4926
nabe@bankofclarke.com
Judy Bowman
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22567
(540) 837-1510
jbowman@bankofclarke.com
Barbara Clark
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22567
(540) 667-9522
bclark@bankofclarke.com
Address
645 Rappanhannock Drive
White Stone, VA
Contact
(757) 659-0668
Fax (301) 639-0804
swaldrop@alcovamortgage.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4921
Fax (301) 639-0804
dfritts@bankofclarke.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4926
Fax (301) 639-0804
nabe@bankofclarke.com