Compare Today’s Refinance Rates for Urbanna, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Urbanna, Virginia 23175. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $24,551 or $68 / month in Urbanna and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Urbanna, Virginia 23175.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.655003 -76.612611

Summary of Average Refinance Terms in Urbanna, Virginia 23175

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Urbanna, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Urbanna, VA 23175, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Urbanna, VA

Refinance Rates for Urbanna, Virginia 23175 from 2014 - 2021

Below are historical data on refinancing in Urbanna, Virginia and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Urbanna, Virginia 23175

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Urbanna, Virginia 23175, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Marie Field

Mortgage Loan Officer

5388 Discovery Park Blvd

Williamsburg, VA 23175

(757) 110-0910

marie.field@pncmortgage.com

Roberta Hammel

mortgage banker

5388 Discovery Park Boulevard Suite 130A

Williamsburg, VA 23175

(804) 586-2425

rhammel@brandmortgage.com

Steve Dunn

Mortgage Loan Officer

6720 Mooretown Rd

Williamsburg, VA 23175

(757) 220-5693

tsdunn@bbandt.com

Anne Marie

Loan Officer

266 Mclaws Circle

Williamsburg, VA 23175

(757) 631-4260

anne.marie.guevarra@bankofamerica.com

Mary Ann

Home Mortgage Consultant

4804 Courthouse St

Williamsburg, VA 23175

(757) 220-5320

mary.fagley@wellsfargo.com

Address

5388 Discovery Park Blvd

Williamsburg, VA

Contact

(757) 110-0910

Fax (301) 639-0804

marie.field@pncmortgage.com

Address

5388 Discovery Park Boulevard Suite 130A

Williamsburg, VA

Contact

(804) 586-2425

Fax (301) 639-0804

rhammel@brandmortgage.com

Address

6720 Mooretown Rd

Williamsburg, VA

Contact

(757) 220-5693

Fax (301) 639-0804

tsdunn@bbandt.com

Refinancing News for Urbanna, Virginia 23175