Compare Today’s Refinance Rates for Valentines, Virginia 23887
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Valentines, Virginia 23887.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,296 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Valentines and other areas of Brunswick county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Valentines, Virginia 23887
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Interactive Refinance Rate Projections for Valentines, Virginia 23887
Pureloan has developed an interactive chart to monitor the five largest local lenders in Valentines, VA 23887, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Valentines, Virginia 23887 from 2024 - 2016
The following historical data provides insights into refinancing trends in Valentines, Virginia and the surrounding Brunswick county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 81.82% | 57.74% | 57.92% | 57.24% | 64.32% | 62.58% | 54.21% | 59.03% | 59.39% |
avg refi rate | 5.91% | 3.63% | 3.01% | 3.30% | 4.26% | 4.63% | 4.11% | 3.97% | 4.20% |
% 15 year fixed refinance | 9.09% | 24.11% | 24.50% | 27.39% | 22.47% | 27.10% | 30.53% | 26.39% | 26.64% |
avg refi rate | 4.63% | 2.74% | 2.50% | 2.87% | 3.68% | 3.83% | 3.43% | 3.17% | 3.32% |
Avg credit score | 737.59 | 739.14 | 754.27 | 754.15 | 749.59 | 737.13 | 755.84 | 756.15 | 757.00 |
Avg LTV (loan to value) | 68.18% | 63.47% | 68.62% | 72.73% | 73.67% | 72.13% | 71.74% | 75.73% | 75.58% |
Avg DTI (debt to income) | 37.41 | 36.26 | 32.92 | 32.39 | 32.40 | 35.01 | 32.28 | 31.02 | 32.56 |
Avg refinance insurance % | 6.68% | 1.61% | 2.65% | 4.66% | 7.16% | 4.34% | 5.63% | 6.80% | 7.67% |
Best Refinance Brokers around Valentines, Virginia 23887
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Valentines, Virginia 23887, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Goerger
Loan Officer
428 E. Main Street
Waverly, VA 23887
(804) 834-3931
kgoerger@colonialfarmcredit.com
Susan Goodrich
Loan Processor -
428 E. Main Street
Waverly, VA 23887
(804) 834-3931
sgoodrich@colonialfarmcredit.com
Julia Talton
Loan Processor
428 E. Main Street
Waverly, VA 23887
(804) 834-3931
jtalton@colonialfarmcredit.com
Brenda Wheeler
Loan Processor -
428 E. Main Street
Waverly, VA 23887
(804) 834-3931
bwheeler@colonialfarmcredit.com
Fay Bohns
Loan Processor
1700-A South Main Street
Farmville, VA 23887
(434) 392-3193
fpostans@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
kgoerger@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
sgoodrich@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
jtalton@colonialfarmcredit.com