Compare Today’s Refinance Rates for Vernon Hill, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Vernon Hill, Virginia 24597. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,412 or $15 / month in Vernon Hill and other areas of Halifax county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vernon Hill, Virginia 24597.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.786684 -79.110874

Summary of Average Refinance Terms in Vernon Hill, Virginia 24597

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vernon Hill, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vernon Hill, VA 24597, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vernon Hill, VA

Refinance Rates for Vernon Hill, Virginia 24597 from 2014 - 2021

Below are historical data on refinancing in Vernon Hill, Virginia and around Halifax county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vernon Hill, Virginia 24597

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vernon Hill, Virginia 24597, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Philip Cook

Loan Officer

20089 Riverside Dr

Grundy, VA 24597

(276) 935-3444

philip.cook@trupointbank.com

Drema Looney

Loan Officer

20089 Riverside Dr

Grundy, VA 24597

(276) 964-7445

drema.looney@trupointbank.com

Regina Belcher

Loan Officer

20089 Riverside Dr

Grundy, VA 24597

(276) 623-5200

regina.belcher@trupointbank.com

Address

20089 Riverside Dr

Grundy, VA

Contact

(276) 935-3444

Fax (301) 639-0804

philip.cook@trupointbank.com

Address

20089 Riverside Dr

Grundy, VA

Contact

(276) 964-7445

Fax (301) 639-0804

drema.looney@trupointbank.com

Address

20089 Riverside Dr

Grundy, VA

Contact

(276) 623-5200

Fax (301) 639-0804

regina.belcher@trupointbank.com

Refinancing News for Vernon Hill, Virginia 24597