Compare Today’s Refinance Rates for Victoria, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Victoria, Virginia 23974. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Victoria and other areas of Lunenburg county, expected lifetime cash savings are $29,407 or $82 / month.

For Victoria, Virginia 23974, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.983543 -78.237243

Summary of Average Refinance Terms in Victoria, Virginia 23974

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Victoria, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Victoria, VA 23974, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Victoria, VA

Refinance Rates for Victoria, Virginia 23974 from 2014 - 2021

Below are historical data on refinancing in Victoria, Virginia and around Lunenburg county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Victoria, Virginia 23974

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Victoria, Virginia 23974, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Darlene King

Loan Processor

201 E. Danville Street

South Hill, VA 23974

(434) 447-7148

dking@colonialfarmcredit.com

Michael Lacks

Agribusiness Relationship Manager

201 E. Danville Street

South Hill, VA 23974

(434) 447-7148

mlacks@colonialfarmcredit.com

Melanie Turner

Loan Officer

3559 Fairystone Park Hwy

Bassett, VA 23974

(276) 629-5312

melanie.a.turner@wellsfargo.com

Tamie Frets

Loan Officer

200 N Main St

Blacksburg, VA 23974

(540) 552-4211

tamie.frets@wellsfargo.com

Benjamin Creger

Loan Officer

200 N Main St

Blacksburg, VA 23974

(540) 552-4211

benjamin.creger@wellsfargo.com

Address

201 E. Danville Street

South Hill, VA

Contact

(434) 447-7148

Fax (301) 639-0804

dking@colonialfarmcredit.com

Address

201 E. Danville Street

South Hill, VA

Contact

(434) 447-7148

Fax (301) 639-0804

mlacks@colonialfarmcredit.com

Address

3559 Fairystone Park Hwy

Bassett, VA

Contact

(276) 629-5312

Fax (301) 639-0804

melanie.a.turner@wellsfargo.com

Refinancing News for Victoria, Virginia 23974