Compare Today’s Refinance Rates for Virginia Beach, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Virginia Beach, Virginia 23466. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,217 or $12 / month in Virginia Beach and other areas of Virginia Beach City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Virginia Beach, Virginia 23466.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Virginia Beach, Virginia 23466

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Virginia Beach, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Virginia Beach, VA 23466, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Virginia Beach, VA

Refinance Rates for Virginia Beach, Virginia 23466 from 2013 - 2020

Below are historical data on refinancing in Virginia Beach, Virginia and around Virginia Beach City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Virginia Beach, Virginia 23466

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Virginia Beach, Virginia 23466, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Patrick

Vice President of Sales

600 22nd Street, Suite 300

Virginia Beach, VA 23466

(757) 498-7435

jpatrick@twmortgage.com

Benjamin Munson

Loan Officer

600 22nd Street, Suite 300

Virginia Beach, VA 23466

(757) 498-7435

bmunson@twmortgage.com

Maureen Milicich

Loan Officer

600 22nd Street, Suite 300

Virginia Beach, VA 23466

(757) 498-7435

mmilicich@twmortgage.com

Erin Mcgrattan

Mortgage Loan Officer

600 22nd Street, Suite 300

Virginia Beach, VA 23466

(757) 498-7435

emcgrattan@twmortgage.com

Jill Maloney

Loan Officer

600 22nd Street, Suite 300

Virginia Beach, VA 23466

(757) 498-7435

jmaloney@twmortgage.com

Address

600 22nd Street, Suite 300

Virginia Beach, VA

Contact

(757) 498-7435

Fax (301) 639-0804

jpatrick@twmortgage.com

Address

600 22nd Street, Suite 300

Virginia Beach, VA

Contact

(757) 498-7435

Fax (301) 639-0804

bmunson@twmortgage.com

Address

600 22nd Street, Suite 300

Virginia Beach, VA

Contact

(757) 498-7435

Fax (301) 639-0804

mmilicich@twmortgage.com

Refinancing News for Virginia Beach, Virginia 23466