Compare Today’s Refinance Rates for Virginia Beach, Virginia 23465
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Virginia Beach, Virginia 23465.
With a 30-year amortization refinance in Virginia Beach and surrounding areas of Virginia Beach City county, our calculations show that you can expect to save up to $9,134 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Virginia Beach, Virginia 23465.
Summary of Average Refinances in Virginia Beach, Virginia 23465
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Interactive Refinance Rate Projections for Virginia Beach, Virginia 23465
Pureloan has developed an interactive chart to monitor the five largest local lenders in Virginia Beach, VA 23465, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Virginia Beach, Virginia 23465 from 2024 - 2016
The following historical data provides insights into refinancing trends in Virginia Beach, Virginia and the surrounding Virginia Beach City county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.57% | 62.56% | 66.90% | 68.68% | 62.44% | 68.83% | 57.84% | 62.54% | 57.39% |
avg refi rate | 6.04% | 3.55% | 2.97% | 3.22% | 4.15% | 4.61% | 4.16% | 3.91% | 4.11% |
% 15 year fixed refinance | 7.14% | 22.99% | 20.12% | 18.99% | 24.42% | 22.94% | 28.79% | 27.35% | 32.98% |
avg refi rate | 5.75% | 2.70% | 2.45% | 2.81% | 3.60% | 3.95% | 3.28% | 3.15% | 3.30% |
Avg credit score | 756.00 | 743.00 | 759.60 | 763.85 | 758.84 | 753.16 | 756.90 | 761.84 | 762.33 |
Avg LTV (loan to value) | 70.36% | 63.86% | 68.12% | 71.77% | 71.52% | 70.09% | 70.23% | 71.15% | 68.46% |
Avg DTI (debt to income) | 39.36 | 34.11 | 32.27 | 32.16 | 34.50 | 33.71 | 33.48 | 33.02 | 32.25 |
Avg refinance insurance % | 10.36% | 1.56% | 2.82% | 4.82% | 5.80% | 4.18% | 4.33% | 5.03% | 4.59% |
Best Refinance Brokers around Virginia Beach, Virginia 23465
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Virginia Beach, Virginia 23465, we have compiled a list of top refinance brokers to assist you in the process.
James Patrick
Vice President of Sales
600 22nd Street, Suite 300
Virginia Beach, VA 23465
(757) 498-7435
jpatrick@twmortgage.com
Benjamin Munson
Loan Officer
600 22nd Street, Suite 300
Virginia Beach, VA 23465
(757) 498-7435
bmunson@twmortgage.com
Maureen Milicich
Loan Officer
600 22nd Street, Suite 300
Virginia Beach, VA 23465
(757) 498-7435
mmilicich@twmortgage.com
Erin Mcgrattan
Mortgage Loan Officer
600 22nd Street, Suite 300
Virginia Beach, VA 23465
(757) 498-7435
emcgrattan@twmortgage.com
Jill Maloney
Loan Officer
600 22nd Street, Suite 300
Virginia Beach, VA 23465
(757) 498-7435
jmaloney@twmortgage.com
Address
600 22nd Street, Suite 300
Virginia Beach, VA
Contact
(757) 498-7435
Fax (301) 639-0804
jpatrick@twmortgage.com
Address
600 22nd Street, Suite 300
Virginia Beach, VA
Contact
(757) 498-7435
Fax (301) 639-0804
bmunson@twmortgage.com
Address
600 22nd Street, Suite 300
Virginia Beach, VA
Contact
(757) 498-7435
Fax (301) 639-0804
mmilicich@twmortgage.com