Compare Today’s Refinance Rates for Wardtown, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wardtown, Virginia 23482. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wardtown and surrounding areas of Northampton county, your expected lifetime cash savings are $31,137 or $86 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wardtown, Virginia 23482.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.511689 -75.852624

Summary of Average Refinance Terms in Wardtown, Virginia 23482

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wardtown, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wardtown, VA 23482, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wardtown, VA

Refinance Rates for Wardtown, Virginia 23482 from 2014 - 2021

Below are historical data on refinancing in Wardtown, Virginia and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wardtown, Virginia 23482

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wardtown, Virginia 23482, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Judy Shortt

Loan Officer

1280 N Military Hwy

Norfolk, VA 23482

(757) 455-6661

judy.shortt@wellsfargo.com

Sheree Pledger

Loan Officer

440 Monticello Ave Ste 150

Norfolk, VA 23482

(757) 622-2740

sheree.pledger@wellsfargo.com

Richard Cline

Loan Officer

440 Monticello Ave Ste 150

Norfolk, VA 23482

(757) 622-2740

richard.cline@wellsfargo.com

Erin Piland

Loan Officer

440 Monticello Ave Ste 150

Norfolk, VA 23482

(757) 622-2740

erin.piland@wellsfargo.com

Aaron Fenn

Loan Officer

440 Monticello Ave Ste 150

Norfolk, VA 23482

(757) 622-2740

aaron.fenn@wellsfargo.com

Address

1280 N Military Hwy

Norfolk, VA

Contact

(757) 455-6661

Fax (301) 639-0804

judy.shortt@wellsfargo.com

Address

440 Monticello Ave Ste 150

Norfolk, VA

Contact

(757) 622-2740

Fax (301) 639-0804

sheree.pledger@wellsfargo.com

Address

440 Monticello Ave Ste 150

Norfolk, VA

Contact

(757) 622-2740

Fax (301) 639-0804

richard.cline@wellsfargo.com

Refinancing News for Wardtown, Virginia 23482