Compare Today’s Refinance Rates for Ware Neck, Virginia 23178
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ware Neck, Virginia 23178.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,992 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Ware Neck and other areas of Chesterfield county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Ware Neck, Virginia 23178
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Interactive Refinance Rate Projections for Ware Neck, Virginia 23178
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ware Neck, VA 23178, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ware Neck, Virginia 23178 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ware Neck, Virginia and the surrounding Chesterfield county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
% 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around Ware Neck, Virginia 23178
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ware Neck, Virginia 23178, we have compiled a list of top refinance brokers to assist you in the process.
Marie Field
Mortgage Loan Officer
5388 Discovery Park Blvd
Williamsburg, VA 23178
(757) 110-0910
marie.field@pncmortgage.com
Roberta Hammel
mortgage banker
5388 Discovery Park Boulevard Suite 130A
Williamsburg, VA 23178
(804) 586-2425
rhammel@brandmortgage.com
Steve Dunn
Mortgage Loan Officer
6720 Mooretown Rd
Williamsburg, VA 23178
(757) 220-5693
tsdunn@bbandt.com
Anne Marie
Loan Officer
266 Mclaws Circle
Williamsburg, VA 23178
(757) 631-4260
anne.marie.guevarra@bankofamerica.com
Mary Ann
Home Mortgage Consultant
4804 Courthouse St
Williamsburg, VA 23178
(757) 220-5320
mary.fagley@wellsfargo.com
Address
5388 Discovery Park Blvd
Williamsburg, VA
Contact
(757) 110-0910
Fax (301) 639-0804
marie.field@pncmortgage.com
Address
5388 Discovery Park Boulevard Suite 130A
Williamsburg, VA
Contact
(804) 586-2425
Fax (301) 639-0804
rhammel@brandmortgage.com
Address
6720 Mooretown Rd
Williamsburg, VA
Contact
(757) 220-5693
Fax (301) 639-0804
tsdunn@bbandt.com