Compare Today’s Refinance Rates for Warsaw, Virginia 22572
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Warsaw, Virginia 22572.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Warsaw, Virginia 22572. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,444 or $18 per month in Warsaw and other parts of Richmond county.
Summary of Average Refinances in Warsaw, Virginia 22572
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Interactive Refinance Rate Projections for Warsaw, Virginia 22572
Pureloan has developed an interactive chart to monitor the five largest local lenders in Warsaw, VA 22572, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Warsaw, Virginia 22572 from 2024 - 2016
The following historical data provides insights into refinancing trends in Warsaw, Virginia and the surrounding Richmond county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Warsaw, Virginia 22572
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Warsaw, Virginia 22572, we have compiled a list of top refinance brokers to assist you in the process.
Steve Waldrop
Loan Officer
645 Rappanhannock Drive
White Stone, VA 22572
(757) 659-0668
swaldrop@alcovamortgage.com
Dale Fritts
Senior Loan Officer
2 E Main St
Berryville, VA 22572
(540) 545-4921
dfritts@bankofclarke.com
Nancy Abe
Loan Officer
2 E Main St
Berryville, VA 22572
(540) 545-4926
nabe@bankofclarke.com
Judy Bowman
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22572
(540) 837-1510
jbowman@bankofclarke.com
Barbara Clark
Branch Manager/Mortgage Specialist
2 E Main St
Berryville, VA 22572
(540) 667-9522
bclark@bankofclarke.com
Address
645 Rappanhannock Drive
White Stone, VA
Contact
(757) 659-0668
Fax (301) 639-0804
swaldrop@alcovamortgage.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4921
Fax (301) 639-0804
dfritts@bankofclarke.com
Address
2 E Main St
Berryville, VA
Contact
(540) 545-4926
Fax (301) 639-0804
nabe@bankofclarke.com