Compare Today’s Refinance Rates for Waterford, Virginia 20197
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Waterford, Virginia 20197.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $20,231 over the lifetime of your mortgage, which translates to a monthly savings of $56 in Waterford and other areas of Loudoun county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
39.186667
-77.610278
7895
Summary of Average Refinances in Waterford, Virginia 20197
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Waterford, Virginia 20197
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Waterford, Virginia 20197
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waterford, VA 20197, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waterford, Virginia 20197 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waterford, Virginia and the surrounding Loudoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Waterford, Virginia 20197
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waterford, Virginia 20197, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
No Records Found
No Records Found