Compare Today’s Refinance Rates for Waverly, Virginia 23891
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Waverly, Virginia 23891.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Waverly, Virginia 23891. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,854 or $38 per month in Waverly and other parts of Sussex county.
Summary of Average Refinances in Waverly, Virginia 23891
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Interactive Refinance Rate Projections for Waverly, Virginia 23891
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waverly, VA 23891, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waverly, Virginia 23891 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waverly, Virginia and the surrounding Sussex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 81.82% | 57.74% | 57.92% | 57.24% | 64.32% | 62.58% | 54.21% | 59.03% | 59.39% |
avg refi rate | 5.91% | 3.63% | 3.01% | 3.30% | 4.26% | 4.63% | 4.11% | 3.97% | 4.20% |
% 15 year fixed refinance | 9.09% | 24.11% | 24.50% | 27.39% | 22.47% | 27.10% | 30.53% | 26.39% | 26.64% |
avg refi rate | 4.63% | 2.74% | 2.50% | 2.87% | 3.68% | 3.83% | 3.43% | 3.17% | 3.32% |
Avg credit score | 737.59 | 739.14 | 754.27 | 754.15 | 749.59 | 737.13 | 755.84 | 756.15 | 757.00 |
Avg LTV (loan to value) | 68.18% | 63.47% | 68.62% | 72.73% | 73.67% | 72.13% | 71.74% | 75.73% | 75.58% |
Avg DTI (debt to income) | 37.41 | 36.26 | 32.92 | 32.39 | 32.40 | 35.01 | 32.28 | 31.02 | 32.56 |
Avg refinance insurance % | 6.68% | 1.61% | 2.65% | 4.66% | 7.16% | 4.34% | 5.63% | 6.80% | 7.67% |
Best Refinance Brokers around Waverly, Virginia 23891
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waverly, Virginia 23891, we have compiled a list of top refinance brokers to assist you in the process.
Brenda Wheeler
Loan Processor -
428 E. Main Street
Waverly, VA 23891
(804) 834-3931
bwheeler@colonialfarmcredit.com
Julia Talton
Loan Processor
428 E. Main Street
Waverly, VA 23891
(804) 834-3931
jtalton@colonialfarmcredit.com
Susan Goodrich
Loan Processor -
428 E. Main Street
Waverly, VA 23891
(804) 834-3931
sgoodrich@colonialfarmcredit.com
Kevin Goerger
Loan Officer
428 E. Main Street
Waverly, VA 23891
(804) 834-3931
kgoerger@colonialfarmcredit.com
Fay Bohns
Loan Processor
1700-A South Main Street
Farmville, VA 23891
(434) 392-3193
fpostans@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
bwheeler@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
jtalton@colonialfarmcredit.com
Address
428 E. Main Street
Waverly, VA
Contact
(804) 834-3931
Fax (301) 639-0804
sgoodrich@colonialfarmcredit.com