Compare Today’s Refinance Rates for White Stone, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for White Stone, Virginia 22578. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in White Stone and other areas of Lancaster county, expected lifetime cash savings are $50,820 or $141 / month.

For White Stone, Virginia 22578, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.647458 -76.368626

Summary of Average Refinance Terms in White Stone, Virginia 22578

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for White Stone, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in White Stone, VA 22578, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for White Stone, VA

Refinance Rates for White Stone, Virginia 22578 from 2014 - 2021

Below are historical data on refinancing in White Stone, Virginia and around Lancaster county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around White Stone, Virginia 22578

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in White Stone, Virginia 22578, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steve Waldrop

Loan Officer

645 Rappanhannock Drive

White Stone, VA 22578

(757) 659-0668

swaldrop@alcovamortgage.com

Dale Fritts

Senior Loan Officer

2 E Main St

Berryville, VA 22578

(540) 545-4921

dfritts@bankofclarke.com

Nancy Abe

Loan Officer

2 E Main St

Berryville, VA 22578

(540) 545-4926

nabe@bankofclarke.com

Judy Bowman

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22578

(540) 837-1510

jbowman@bankofclarke.com

Barbara Clark

Branch Manager/Mortgage Specialist

2 E Main St

Berryville, VA 22578

(540) 667-9522

bclark@bankofclarke.com

Address

645 Rappanhannock Drive

White Stone, VA

Contact

(757) 659-0668

Fax (301) 639-0804

swaldrop@alcovamortgage.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4921

Fax (301) 639-0804

dfritts@bankofclarke.com

Address

2 E Main St

Berryville, VA

Contact

(540) 545-4926

Fax (301) 639-0804

nabe@bankofclarke.com

Refinancing News for White Stone, Virginia 22578

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