Compare Today’s Refinance Rates for Williamsburg, Virginia 23187
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Williamsburg, Virginia 23187.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Williamsburg, Virginia 23187. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,570 or $35 per month in Williamsburg and other parts of Williamsburg City county.
Summary of Average Refinances in Williamsburg, Virginia 23187
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Interactive Refinance Rate Projections for Williamsburg, Virginia 23187
Pureloan has developed an interactive chart to monitor the five largest local lenders in Williamsburg, VA 23187, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Williamsburg, Virginia 23187 from 2024 - 2016
The following historical data provides insights into refinancing trends in Williamsburg, Virginia and the surrounding Williamsburg City county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 61.36% | 61.13% | 63.00% | 62.39% | 62.40% | 56.07% | 64.63% | 63.83% |
avg refi rate | 6.09% | 3.51% | 2.94% | 3.22% | 4.11% | 4.47% | 4.04% | 3.85% | 4.08% |
% 15 year fixed refinance | 10.00% | 20.55% | 21.76% | 21.77% | 23.90% | 28.93% | 28.87% | 23.05% | 22.51% |
avg refi rate | 5.88% | 2.76% | 2.42% | 2.79% | 3.45% | 3.87% | 3.31% | 3.12% | 3.29% |
Avg credit score | 741.15 | 764.64 | 765.28 | 767.18 | 761.61 | 756.25 | 759.19 | 762.42 | 764.75 |
Avg LTV (loan to value) | 62.80% | 62.34% | 67.10% | 70.74% | 71.57% | 68.07% | 71.80% | 72.95% | 72.35% |
Avg DTI (debt to income) | 37.75 | 32.21 | 30.54 | 30.56 | 31.43 | 32.44 | 31.95 | 31.51 | 31.06 |
Avg refinance insurance % | 6.35% | 1.53% | 2.44% | 4.01% | 5.44% | 3.00% | 5.41% | 6.01% | 6.58% |
Best Refinance Brokers around Williamsburg, Virginia 23187
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Williamsburg, Virginia 23187, we have compiled a list of top refinance brokers to assist you in the process.
Margaret Sutton
Mortgage Loan Officer
5235 Monticello Ave
Williamsburg, VA 23187
(757) 871-6065
margaret.sutton@townebankmortgage.com
Gail Burns
Mortgage Loan Officer
5235 Monticello Ave
Williamsburg, VA 23187
(757) 869-9596
gail.burns@townebankmortgage.com
Marie Field
Branch Manager
5388 Discovery Park Blvd., Suite 230
Williamsburg, VA 23187
(757) 498-7435
mfield@twmortgage.com
Bradley Stevenson
Mortgage Consultant
5234 Monticello Ave, Ste 110
Williamsburg, VA 23187
(757) 564-6560
bradley.stevenson@phmloans.com
Pamela Bradley
Mortgage Consultant
5234 Monticello Ave, Ste 110
Williamsburg, VA 23187
(757) 947-6260
pamela.bradley@phmloans.com
Address
5235 Monticello Ave
Williamsburg, VA
Contact
(757) 871-6065
Fax (301) 639-0804
margaret.sutton@townebankmortgage.com
Address
5235 Monticello Ave
Williamsburg, VA
Contact
(757) 869-9596
Fax (301) 639-0804
gail.burns@townebankmortgage.com
Address
5388 Discovery Park Blvd., Suite 230
Williamsburg, VA
Contact
(757) 498-7435
Fax (301) 639-0804
mfield@twmortgage.com