Compare Today’s Refinance Rates for Essex, Vermont 05451
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Essex, Vermont 05451.
With a 30-year amortization refinance in Essex and surrounding areas of Chittenden county, our calculations show that you can expect to save up to $13,088 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Essex, Vermont 05451.
Summary of Average Refinances in Essex, Vermont 05451
Become a certified mortgage expert on Pureloan.com
in Essex, Vermont 05451
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Essex, Vermont 05451
Pureloan has developed an interactive chart to monitor the five largest local lenders in Essex, VT 05451, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Essex, Vermont 05451 from 2024 - 2016
The following historical data provides insights into refinancing trends in Essex, Vermont and the surrounding Chittenden county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 52.14% | 48.27% | 52.51% | 64.14% | 60.81% | 50.43% | 51.70% | 47.80% |
avg refi rate | 6.50% | 3.68% | 2.98% | 3.17% | 4.12% | 4.57% | 3.90% | 3.75% | 3.98% |
% 15 year fixed refinance | 25.00% | 30.77% | 34.43% | 34.82% | 24.83% | 20.27% | 41.03% | 36.36% | 40.25% |
avg refi rate | 6.25% | 2.71% | 2.43% | 2.69% | 3.57% | 3.82% | 3.09% | 2.91% | 3.13% |
Avg credit score | 746.25 | 760.98 | 767.62 | 771.49 | 766.62 | 744.18 | 767.29 | 766.87 | 765.50 |
Avg LTV (loan to value) | 48.75% | 54.83% | 61.23% | 65.21% | 66.80% | 65.92% | 65.39% | 65.90% | 64.26% |
Avg DTI (debt to income) | 32.25 | 33.97 | 32.06 | 31.49 | 31.20 | 33.55 | 33.27 | 32.29 | 31.53 |
Avg refinance insurance % | 6.25% | 0.64% | 1.44% | 1.53% | 2.24% | 1.49% | 3.43% | 1.73% | 1.53% |
Best Refinance Brokers around Essex, Vermont 05451
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Essex, Vermont 05451, we have compiled a list of top refinance brokers to assist you in the process.
Michael Brewbaker
Branch Manger
7077 Northland Circle Suite #100
Brooklyn Park, MN 05451
(763) 401-4278
michaelb@summitmortgage.com
Melissa Christenson
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05451
(612) 247-7053
mchristenson@summitmortgage.com
Gretchen Christianson
Processor
7077 Northland Circle Suite #100
Brooklyn Park, MN 05451
(763) 390-7290
gchristianson@summit-mortgage.com
Jeff Hawes
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05451
(763) 464-9747
jeffreyhawes@summitmortgage.com
Brandon Miller
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05451
(715) 307-8876
bmiller@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(763) 401-4278
Fax (301) 639-0804
michaelb@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(612) 247-7053
Fax (301) 639-0804
mchristenson@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(763) 390-7290
Fax (301) 639-0804
gchristianson@summit-mortgage.com