Compare Today’s Refinance Rates for Waterville, Vermont 05492
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Waterville, Vermont 05492.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,369 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Waterville and other areas of Lamoille county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Waterville, Vermont 05492
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Interactive Refinance Rate Projections for Waterville, Vermont 05492
Pureloan has developed an interactive chart to monitor the five largest local lenders in Waterville, VT 05492, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Waterville, Vermont 05492 from 2024 - 2016
The following historical data provides insights into refinancing trends in Waterville, Vermont and the surrounding Lamoille county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Waterville, Vermont 05492
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Waterville, Vermont 05492, we have compiled a list of top refinance brokers to assist you in the process.
Michael Brewbaker
Branch Manger
7077 Northland Circle Suite #100
Brooklyn Park, MN 05492
(763) 401-4278
michaelb@summitmortgage.com
Melissa Christenson
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05492
(612) 247-7053
mchristenson@summitmortgage.com
Gretchen Christianson
Processor
7077 Northland Circle Suite #100
Brooklyn Park, MN 05492
(763) 390-7290
gchristianson@summit-mortgage.com
Jeff Hawes
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05492
(763) 464-9747
jeffreyhawes@summitmortgage.com
Brandon Miller
Loan Originator
7077 Northland Circle Suite #100
Brooklyn Park, MN 05492
(715) 307-8876
bmiller@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(763) 401-4278
Fax (301) 639-0804
michaelb@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(612) 247-7053
Fax (301) 639-0804
mchristenson@summitmortgage.com
Address
7077 Northland Circle Suite #100
Brooklyn Park, MN
Contact
(763) 390-7290
Fax (301) 639-0804
gchristianson@summit-mortgage.com