Compare Today’s Refinance Rates for Worcester, Vermont 05682
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Worcester, Vermont 05682.
With a 30-year amortization refinance in Worcester and surrounding areas of Washington county, our calculations show that you can expect to save up to $10,679 over the lifetime of your mortgage, or a monthly savings of $30. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Worcester, Vermont 05682.
44.394389
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Summary of Average Refinances in Worcester, Vermont 05682
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Worcester, Vermont 05682
Pureloan has developed an interactive chart to monitor the five largest local lenders in Worcester, VT 05682, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Worcester, Vermont 05682 from 2024 - 2016
The following historical data provides insights into refinancing trends in Worcester, Vermont and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 64.29% | 56.17% | 48.70% | 48.31% | 62.87% | 63.89% | 46.74% | 49.03% | 50.00% |
avg refi rate | 6.17% | 3.67% | 2.95% | 3.27% | 4.14% | 4.48% | 4.10% | 3.86% | 4.01% |
% 15 year fixed refinance | 28.57% | 27.66% | 31.57% | 32.07% | 22.36% | 25.93% | 39.67% | 34.74% | 33.98% |
avg refi rate | 5.72% | 2.83% | 2.40% | 2.75% | 3.62% | 3.88% | 3.28% | 3.06% | 3.28% |
Avg credit score | 742.64 | 735.36 | 757.23 | 761.30 | 751.57 | 746.20 | 752.53 | 757.89 | 766.13 |
Avg LTV (loan to value) | 59.57% | 65.60% | 68.08% | 71.32% | 72.98% | 69.31% | 72.86% | 72.22% | 74.48% |
Avg DTI (debt to income) | 35.36 | 34.01 | 31.79 | 31.34 | 33.35 | 32.86 | 31.60 | 30.87 | 30.62 |
Avg refinance insurance % | 3.07% | 2.72% | 3.08% | 4.65% | 5.94% | 3.98% | 5.23% | 4.75% | 5.26% |
Best Refinance Brokers around Worcester, Vermont 05682
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Worcester, Vermont 05682, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Joseph Rodolfy
Branch Manager, Mortgage Loan Originator
87 North Main Street
Rutland, VT 05682
(802) 772-7089
jrodolfy@homebridge.com
Address
87 North Main Street
Rutland, VT
Contact
(802) 772-7089
Fax (301) 639-0804
jrodolfy@homebridge.com