Compare Today’s Refinance Rates for Bellevue, Washington 98004
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bellevue, Washington 98004.
With a 30-year amortization refinance in Bellevue and surrounding areas of King county, our calculations show that you can expect to save up to $15,908 over the lifetime of your mortgage, or a monthly savings of $44. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bellevue, Washington 98004.
Summary of Average Refinances in Bellevue, Washington 98004
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Interactive Refinance Rate Projections for Bellevue, Washington 98004
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bellevue, WA 98004, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bellevue, Washington 98004 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bellevue, Washington and the surrounding King county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Bellevue, Washington 98004
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bellevue, Washington 98004, we have compiled a list of top refinance brokers to assist you in the process.
Joyce Hanson
Loan Officer
150-120th Ave. NE, Suite 300
Bellevue, WA 98004
(425) 818-1835
joycehanson@guildmortgage.com
Sheila Wheeler
Loan Advisors
301 116th Ave SE, Suite 200
Bellevue, WA 98004
(425) 274-2000
sheila.wheeler@apmortgage.com
Rita Reeve
Loan Advisors
301 116th Ave SE, Suite 200
Bellevue, WA 98004
(425) 274-2000
rita.reeve@apmortgage.com
Mike Welty
Loan Advisors
301 116th Ave SE, Suite 200
Bellevue, WA 98004
(425) 274-2000
mike.welty@apmortgage.com
Mike Hermsen
Loan Advisors
301 116th Ave SE, Suite 200
Bellevue, WA 98004
(425) 274-2000
mike.hermsen@apmortgage.com
Address
150-120th Ave. NE, Suite 300
Bellevue, WA
Contact
(425) 818-1835
Fax (301) 639-0804
joycehanson@guildmortgage.com
Address
301 116th Ave SE, Suite 200
Bellevue, WA
Contact
(425) 274-2000
Fax (301) 639-0804
sheila.wheeler@apmortgage.com
Address
301 116th Ave SE, Suite 200
Bellevue, WA
Contact
(425) 274-2000
Fax (301) 639-0804
rita.reeve@apmortgage.com