Compare Today’s Refinance Rates for Benton City, Washington 99320
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Benton City, Washington 99320.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Benton City, Washington 99320. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,237 or $15 per month in Benton City and other parts of Benton county.
Summary of Average Refinances in Benton City, Washington 99320
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Interactive Refinance Rate Projections for Benton City, Washington 99320
Pureloan has developed an interactive chart to monitor the five largest local lenders in Benton City, WA 99320, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Benton City, Washington 99320 from 2024 - 2016
The following historical data provides insights into refinancing trends in Benton City, Washington and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
| avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
| % 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
| avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
| Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
| Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
| Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
| Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Benton City, Washington 99320
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Benton City, Washington 99320, we have compiled a list of top refinance brokers to assist you in the process.
Kelly Farrington
Loan Officer
3115 W Kennewick Ave
Kennewick, WA 99320
(509) 734-6917
kfarrington@numericacu.com
David Mordue
Home Mortgage Consultant
401 N Kellogg St
Kennewick, WA 99320
(509) 783-2472
David.Mordue@wellsfargo.com
Micheal Poirier
Home Mortgage Consultant
401 N Kellogg St
Kennewick, WA 99320
(509) 783-2472
Micheal.Poirier@wellsfargo.com
Lisa Rhodes
Home Mortgage Consultant
401 N Kellogg St
Kennewick, WA 99320
(509) 783-2472
Lisa.Rhodes@wellsfargo.com
Juliann Rogers
Home Mortgage Consultant
401 N Kellogg St
Kennewick, WA 99320
(509) 783-2472
Juliann.Rogers@wellsfargo.com
Address
3115 W Kennewick Ave
Kennewick, WA
Contact
(509) 734-6917
Fax (301) 639-0804
kfarrington@numericacu.com
Address
401 N Kellogg St
Kennewick, WA
Contact
(509) 783-2472
Fax (301) 639-0804
David.Mordue@wellsfargo.com
Address
401 N Kellogg St
Kennewick, WA
Contact
(509) 783-2472
Fax (301) 639-0804
Micheal.Poirier@wellsfargo.com