Compare Today’s Refinance Rates for Enumclaw, Washington 98022
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Enumclaw, Washington 98022.
With a 30-year amortization refinance in Enumclaw and surrounding areas of King county, our calculations show that you can expect to save up to $7,380 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Enumclaw, Washington 98022.
Summary of Average Refinances in Enumclaw, Washington 98022
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Interactive Refinance Rate Projections for Enumclaw, Washington 98022
Pureloan has developed an interactive chart to monitor the five largest local lenders in Enumclaw, WA 98022, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Enumclaw, Washington 98022 from 2024 - 2016
The following historical data provides insights into refinancing trends in Enumclaw, Washington and the surrounding King county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
| avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
| % 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
| avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
| Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
| Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
| Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
| Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Enumclaw, Washington 98022
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Enumclaw, Washington 98022, we have compiled a list of top refinance brokers to assist you in the process.
Tara Rose
Branch Manager/Loan Consultant
2479 Griffin Ave., Suite 202
Enumclaw, WA 98022
(360) 625-8244
trose@evergreenhomeloans.com
Kurtis McCloud
Home Mortgage Consultant
1190 NW Gilman Blvd
Issaquah, WA 98022
(425) 557-0552
Kurtis.McCloud@wellsfargo.com
James Reese
Home Mortgage Consultant
1190 NW Gilman Blvd
Issaquah, WA 98022
(425) 557-0552
James.Reese@wellsfargo.com
Pamela Spring
Home Mortgage Consultant
1190 NW Gilman Blvd
Issaquah, WA 98022
(425) 557-0552
Pamela.Spring@wellsfargo.com
GARY SARCHET
Loan Officer
22500 SE 64th Pl Ste 220
Issaquah, WA 98022
(425) 369-2641
gary.sarchet@wellsfargo.com
Address
2479 Griffin Ave., Suite 202
Enumclaw, WA
Contact
(360) 625-8244
Fax (301) 639-0804
trose@evergreenhomeloans.com
Address
1190 NW Gilman Blvd
Issaquah, WA
Contact
(425) 557-0552
Fax (301) 639-0804
Kurtis.McCloud@wellsfargo.com
Address
1190 NW Gilman Blvd
Issaquah, WA
Contact
(425) 557-0552
Fax (301) 639-0804
James.Reese@wellsfargo.com