Compare Today’s Refinance Rates for Kirkland, Washington 98034
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kirkland, Washington 98034.
With a 30-year amortization refinance in Kirkland and surrounding areas of King county, our calculations show that you can expect to save up to $12,792 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Kirkland, Washington 98034.
Summary of Average Refinances in Kirkland, Washington 98034
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Interactive Refinance Rate Projections for Kirkland, Washington 98034
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kirkland, WA 98034, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kirkland, Washington 98034 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kirkland, Washington and the surrounding King county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Kirkland, Washington 98034
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kirkland, Washington 98034, we have compiled a list of top refinance brokers to assist you in the process.
Jordan Flowers
Loan Officer
5209 Lake Washington Blvd. NE, Suite 105
Kirkland, WA 98034
jflowers@guildmortgage.com
Amy Young
Loan Officer
5209 Lake Washington Blvd. NE, Suite 105
Kirkland, WA 98034
(425) 250-3162
ayoung@guildmortgage.com
Liz King
Mortgage consultant
132 Kirkland Ave
Kirkland, WA 98034
(425) 999-0235
liz.king@unionbank.com
Rob Hardy
Loan Advisors
625 4th Avenue, Ste 200
Kirkland, WA 98034
(425) 242-6088
rob.hardy@apmortgage.com
Michael Cheesman
Loan Advisors
625 4th Avenue, Ste 200
Kirkland, WA 98034
(425) 242-6088
michael.cheesman@apmortgage.com
Address
5209 Lake Washington Blvd. NE, Suite 105
Kirkland, WA
Contact
Fax (301) 639-0804
jflowers@guildmortgage.com
Address
5209 Lake Washington Blvd. NE, Suite 105
Kirkland, WA
Contact
(425) 250-3162
Fax (301) 639-0804
ayoung@guildmortgage.com
Address
132 Kirkland Ave
Kirkland, WA
Contact
(425) 999-0235
Fax (301) 639-0804
liz.king@unionbank.com