Compare Today’s Refinance Rates for Lakewood, Washington 98496
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lakewood, Washington 98496.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lakewood, Washington 98496. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,533 or $15 per month in Lakewood and other parts of Pierce county.
Summary of Average Refinances in Lakewood, Washington 98496
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Interactive Refinance Rate Projections for Lakewood, Washington 98496
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakewood, WA 98496, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakewood, Washington 98496 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakewood, Washington and the surrounding Pierce county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Lakewood, Washington 98496
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakewood, Washington 98496, we have compiled a list of top refinance brokers to assist you in the process.
Zachary Jones
Branch Manager
10802 Gravelly Lake Drive SW
Lakewood, WA 98496
(253) 581-1551
zachary.jones@homestreet.com
Casey Levine
Mortgage Loan Officer
5700 100th St SW, Suite 360
Lakewood, WA 98496
(704) 386-5972
casey.levine@bankofamerica.com
Cheryl Hudson
Home Mortgage Consultant
10225 Gravelly Lake Dr SW
Lakewood, WA 98496
(253) 581-5021
Cheryl.Hudson@wellsfargo.com
Evelyn Brown
Home Mortgage Consultant
10225 Gravelly Lake Dr SW
Lakewood, WA 98496
(253) 581-5021
Evelyn.Brown@wellsfargo.com
Melissa Lopes
Home Mortgage Consultant
10225 Gravelly Lake Dr SW
Lakewood, WA 98496
(253) 581-5021
Melissa.Lopes@wellsfargo.com
Address
10802 Gravelly Lake Drive SW
Lakewood, WA
Contact
(253) 581-1551
Fax (301) 639-0804
zachary.jones@homestreet.com
Address
5700 100th St SW, Suite 360
Lakewood, WA
Contact
(704) 386-5972
Fax (301) 639-0804
casey.levine@bankofamerica.com
Address
10225 Gravelly Lake Dr SW
Lakewood, WA
Contact
(253) 581-5021
Fax (301) 639-0804
Cheryl.Hudson@wellsfargo.com