Compare Today’s Refinance Rates for Lynnwood, Washington 98036

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lynnwood, Washington 98036.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lynnwood, Washington 98036. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,486 or $24 per month in Lynnwood and other parts of Snohomish county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

47.811825 -122.287789 40737

Summary of Average Refinances in Lynnwood, Washington 98036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Lynnwood, Washington 98036

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Lynnwood, WA 98036, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Lynnwood, Washington 98036

Lynnwood is a city in Snohomish County, Washington, United States. The city is part of the Seattle metropolitan area and is located 16 miles north of Seattle and 13 miles south of Everett, near the junction of Interstate 5 and Interstate 405. It is the fourth-largest city in Snohomish County, with a population of 38,568 in the 2020 U.S. census. Read more

Lynnwood is a city in Snohomish County, Washington, United States. The city is part of the Seattle metropolitan area and is located 16 miles north of Seattle and 13 miles south of Everett, near the junction of Interstate 5 and Interstate 405. It is the fourth-largest city in Snohomish County, with a population of 38,568 in the 2020 U.S. census.Often characterized as a suburb or bedroom community, Lynnwood has the highest concentration of retailers in the region and a growing core of businesses, anchored by the Alderwood Mall. The city also has a community college, a convention center, and a major transit center. It is headquarters for several major companies, including Zumiez and SOG Specialty Knives.

The Lynnwood area was logged and settled by homesteaders in the late 19th century and early 20th century, including the development of Alderwood Manor as a planned farming community. Lynnwood, named for the wife of a realtor, emerged in the late 1940s around the intersection of Highway 99 and 196th Street Southwest. The city was incorporated on April 23, 1959, and grew into a suburban hub in the years following the completion of Interstate 5 and Interstate 405. Alderwood Mall opened in 1979 and spurred the transformation of eastern Lynnwood into a retail and office district. Read less

Historical Refinance Rates in Lynnwood, Washington 98036 from 2024 - 2016

The following historical data provides insights into refinancing trends in Lynnwood, Washington and the surrounding Snohomish county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 84.21% 63.48% 71.68% 73.13% 76.59% 71.42% 66.71% 69.98% 68.14%
avg refi rate 6.30% 3.44% 2.85% 3.17% 4.01% 4.48% 4.04% 3.86% 4.05%
% 15 year fixed refinance 10.53% 24.08% 18.84% 18.26% 16.15% 20.67% 24.60% 22.13% 22.08%
avg refi rate 5.25% 2.58% 2.36% 2.71% 3.41% 3.78% 3.26% 3.09% 3.24%
Avg credit score 758.08 760.52 767.34 768.62 758.06 748.00 753.66 759.34 762.25
Avg LTV (loan to value) 50.26% 49.34% 56.67% 60.83% 65.18% 58.38% 62.45% 64.87% 68.05%
Avg DTI (debt to income) 35.97 34.03 31.74 31.95 34.09 35.37 34.27 32.75 32.78
Avg refinance insurance % 0.32% 0.63% 0.94% 1.84% 3.37% 0.92% 1.51% 1.71% 2.76%

Source: Financial Report of the US Government

Best Refinance Brokers around Lynnwood, Washington 98036

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lynnwood, Washington 98036, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Debbie Keefe

Mortgage Loan Officer

19510 57th Pl

Lynnwood, WA 98036

(425) 775-7717

debbie.keefe@heritagebanknw.com

James Tobin

Mortgage Advisor

19020 33rd Ave W, Suite 590

Lynnwood, WA 98036

(425) 771-2311

jtobin@absoluteloans.com

Michael Stenchever

Home Loan Officer

19405 44th Avenue West

Lynnwood, WA 98036

(425) 678-4921

michael.stenchever@homestreet.com

Scott Weaver

Home Loan Officer

20700 44th Avenue West Suite 500

Lynnwood, WA 98036

(425) 678-4220

scott.weaver@homestreet.com

Krista Jones

Home Loan Officer

19405 44th Avenue West

Lynnwood, WA 98036

(425) 678-4920

krista.jones@homestreet.com

Address

19510 57th Pl

Lynnwood, WA

Contact

(425) 775-7717

Fax (301) 639-0804

debbie.keefe@heritagebanknw.com

Address

19020 33rd Ave W, Suite 590

Lynnwood, WA

Contact

(425) 771-2311

Fax (301) 639-0804

jtobin@absoluteloans.com

Address

19405 44th Avenue West

Lynnwood, WA

Contact

(425) 678-4921

Fax (301) 639-0804

michael.stenchever@homestreet.com

Refinancing News for Lynnwood, Washington 98036