Compare Today’s Refinance Rates for Pasco, Washington 99302
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pasco, Washington 99302.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,056 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Pasco and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pasco, Washington 99302
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Interactive Refinance Rate Projections for Pasco, Washington 99302
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pasco, WA 99302, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pasco, Washington 99302 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pasco, Washington and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Pasco, Washington 99302
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pasco, Washington 99302, we have compiled a list of top refinance brokers to assist you in the process.
Dora Castaneda
Home Mortgage Consultant
6119 Burden Blvd Ste C
Pasco, WA 99302
(509) 544-4280
Dora.Castaneda@wellsfargo.com
Kendal Becker
Home Mortgage Consultant
6119 Burden Blvd Ste C
Pasco, WA 99302
(509) 544-4280
Kendal.Becker@wellsfargo.com
Mauro Batres
Home Mortgage Consultant
6119 Burden Blvd Ste C
Pasco, WA 99302
(509) 544-4280
Mauro.Batres@wellsfargo.com
Bridget Mertens
Home Mortgage Consultant
6119 Burden Blvd Ste C
Pasco, WA 99302
(509) 544-4280
Bridget.Mertens@wellsfargo.com
Lance Monson
loan officer
3211 W Court St
Pasco, WA 99302
(509) 735-0884
lance.monson@mortgagefamily.com
Address
6119 Burden Blvd Ste C
Pasco, WA
Contact
(509) 544-4280
Fax (301) 639-0804
Dora.Castaneda@wellsfargo.com
Address
6119 Burden Blvd Ste C
Pasco, WA
Contact
(509) 544-4280
Fax (301) 639-0804
Kendal.Becker@wellsfargo.com
Address
6119 Burden Blvd Ste C
Pasco, WA
Contact
(509) 544-4280
Fax (301) 639-0804
Mauro.Batres@wellsfargo.com