Compare Today’s Refinance Rates for Rice, Washington 99167
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rice, Washington 99167.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rice, Washington 99167. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,695 or $13 per month in Rice and other parts of Stevens county.
Summary of Average Refinances in Rice, Washington 99167
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Interactive Refinance Rate Projections for Rice, Washington 99167
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rice, WA 99167, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rice, Washington 99167 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rice, Washington and the surrounding Stevens county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Rice, Washington 99167
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rice, Washington 99167, we have compiled a list of top refinance brokers to assist you in the process.
Dbeaudoin Beaudoin
LoanOfficer
421WRIVERSIDEAVE
Spokane, WA 99167
(509) 456-8888
dbeaudoin@inb.com
Dan Slaughter
Loan Officer
910 W Sprague Ave
Spokane, WA 99167
(509) 755-5626
dslaughter@inlandmort.com
Debbie Brogan
Loan Officer
910 W Sprague Ave
Spokane, WA 99167
(509) 755-5626
dbrogan@inlandmort.com
Jamie Larrigan
Loan Officer
910 W Sprague Ave
Spokane, WA 99167
(509) 755-5626
jamie@inlandmort.com
Katie Gantz
Loan Officer
910 W Sprague Ave
Spokane, WA 99167
(509) 755-5626
kgantz@inlandmort.com
Address
421WRIVERSIDEAVE
Spokane, WA
Contact
(509) 456-8888
Fax (301) 639-0804
dbeaudoin@inb.com
Address
910 W Sprague Ave
Spokane, WA
Contact
(509) 755-5626
Fax (301) 639-0804
dslaughter@inlandmort.com
Address
910 W Sprague Ave
Spokane, WA
Contact
(509) 755-5626
Fax (301) 639-0804
dbrogan@inlandmort.com