Compare Today’s Refinance Rates for Richland, Washington 99354
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Richland, Washington 99354.
With a 30-year amortization refinance in Richland and surrounding areas of Benton county, our calculations show that you can expect to save up to $5,225 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Richland, Washington 99354.
Summary of Average Refinances in Richland, Washington 99354
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Interactive Refinance Rate Projections for Richland, Washington 99354
Pureloan has developed an interactive chart to monitor the five largest local lenders in Richland, WA 99354, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Richland, Washington 99354 from 2024 - 2016
The following historical data provides insights into refinancing trends in Richland, Washington and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Richland, Washington 99354
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Richland, Washington 99354, we have compiled a list of top refinance brokers to assist you in the process.
Theresa Kaleta
Mortgage Advisor
1333 Columbia Park Trail #110,
Richland, WA 99354
(425) 947-3333
tkaleta@opesadvisors.com
Stephen Boyd
Sr. Mortgage Advisor
1333 Columbia Park Trail #110,
Richland, WA 99354
(509) 227-6014
sboyd@opesadvisors.com
Paul Taylor
Branch Manager and Mortgage Advisor
1333 Columbia Park Trail #110,
Richland, WA 99354
(206) 898-1508
ptaylor@opesadvisors.com
Peter Rascon
Mortgage Advisor
1333 Columbia Park Trail #110,
Richland, WA 99354
(425) 931-7329
prascon@opesadvisors.com
Phil Boos
Mortgage Advisor
1333 Columbia Park Trail #110,
Richland, WA 99354
(425) 947-3326
pboos@opesadvisors.com
Address
1333 Columbia Park Trail #110,
Richland, WA
Contact
(425) 947-3333
Fax (301) 639-0804
tkaleta@opesadvisors.com
Address
1333 Columbia Park Trail #110,
Richland, WA
Contact
(509) 227-6014
Fax (301) 639-0804
sboyd@opesadvisors.com
Address
1333 Columbia Park Trail #110,
Richland, WA
Contact
(206) 898-1508
Fax (301) 639-0804
ptaylor@opesadvisors.com