Compare Today’s Refinance Rates for Rock Island, Washington 98850
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Rock Island, Washington 98850.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Rock Island, Washington 98850. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,715 or $13 per month in Rock Island and other parts of Douglas county.
Summary of Average Refinances in Rock Island, Washington 98850
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Interactive Refinance Rate Projections for Rock Island, Washington 98850
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rock Island, WA 98850, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rock Island, Washington 98850 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rock Island, Washington and the surrounding Douglas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Rock Island, Washington 98850
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rock Island, Washington 98850, we have compiled a list of top refinance brokers to assist you in the process.
Dale Loveland
Loan Officer
PO Box 520
Cle Elum, WA 98850
(509) 852-1244
dloveleand@cashmerevalleybank.com
Pamela Wilson
Loan Officer
101 W University Way
Ellensburg, WA 98850
(509) 962-0924
pwilson@cashmerevalleybank.com
Cameron Stanton
Loan Officer
101 W University Way
Ellensburg, WA 98850
(509) 962-0924
cstanton@cashmerevalleybank.com
Guillermo Meza
Home Mortgage Consultant
101 E Yakima Ave
Yakima, WA 98850
(509) 575-7453
Guillermo.Meza@wellsfargo.com
Rodney Pinon
Home Mortgage Consultant
101 E Yakima Ave
Yakima, WA 98850
(509) 575-7453
Rodney.Pinon@wellsfargo.com
Address
PO Box 520
Cle Elum, WA
Contact
(509) 852-1244
Fax (301) 639-0804
dloveleand@cashmerevalleybank.com
Address
101 W University Way
Ellensburg, WA
Contact
(509) 962-0924
Fax (301) 639-0804
pwilson@cashmerevalleybank.com
Address
101 W University Way
Ellensburg, WA
Contact
(509) 962-0924
Fax (301) 639-0804
cstanton@cashmerevalleybank.com