Compare Today’s Refinance Rates for Roy, Washington 98580
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Roy, Washington 98580.
With a 30-year amortization refinance in Roy and surrounding areas of Pierce county, our calculations show that you can expect to save up to $6,888 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Roy, Washington 98580.
Summary of Average Refinances in Roy, Washington 98580
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Interactive Refinance Rate Projections for Roy, Washington 98580
Pureloan has developed an interactive chart to monitor the five largest local lenders in Roy, WA 98580, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Roy, Washington 98580 from 2024 - 2016
The following historical data provides insights into refinancing trends in Roy, Washington and the surrounding Pierce county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Roy, Washington 98580
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Roy, Washington 98580, we have compiled a list of top refinance brokers to assist you in the process.
Kim Lisle
Home Mortgage Consultant
221 W Railroad Ave
Shelton, WA 98580
(360) 427-0388
Kim.Lisle@wellsfargo.com
Kizzy Stepanich
Home Mortgage Consultant
1411 NW 1st St
Battle Ground, WA 98580
(360) 666-2250
Kizzy.Stepanich@wellsfargo.com
Kelly Higgins
Home Mortgage Consultant
1411 NW 1st St
Battle Ground, WA 98580
(360) 666-2250
Kelly.Higgins@wellsfargo.com
Michael Orr
Home Mortgage Consultant
3252 NE 3rd Ave Ste 7
Camas, WA 98580
(360) 835-1708
Michael.Orr@wellsfargo.com
Cristian Dragos
Home Mortgage Consultant
3252 NE 3rd Ave Ste 7
Camas, WA 98580
(360) 835-1708
Cristian.Dragos@wellsfargo.com
Address
221 W Railroad Ave
Shelton, WA
Contact
(360) 427-0388
Fax (301) 639-0804
Kim.Lisle@wellsfargo.com
Address
1411 NW 1st St
Battle Ground, WA
Contact
(360) 666-2250
Fax (301) 639-0804
Kizzy.Stepanich@wellsfargo.com
Address
1411 NW 1st St
Battle Ground, WA
Contact
(360) 666-2250
Fax (301) 639-0804
Kelly.Higgins@wellsfargo.com