Compare Today’s Refinance Rates for Seattle, Washington
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Seattle, Washington 98199. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Seattle and surrounding areas of King county, your expected lifetime cash savings are $20,113 or $56 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Seattle, Washington 98199.
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Summary of Average Refinance Terms in Seattle, Washington 98199


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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Seattle, WA 98199, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Seattle, Washington 98199 from 2012 - 2019
Below are historical data on refinancing in Seattle, Washington and around King county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 59.45% | 49.41% | 54.07% | 59.27% | 64.96% | 67.70% | 69.94% | 65.92% |
avg refi rate | 4.85% | 4.49% | 3.88% | 3.73% | 4.45% | 4.07% | 3.86% | 3.94% |
% 15 year fixed refinance | 29.74% | 36.61% | 34.82% | 33.05% | 27.24% | 22.51% | 22.22% | 25.29% |
avg refi rate | 4.23% | 3.76% | 3.25% | 2.97% | 3.50% | 3.25% | 3.09% | 3.15% |
Avg credit score | 773.00 | 773.21 | 776.32 | 771.05 | 757.41 | 762.22 | 759.36 | 754.33 |
Avg LTV (loan to value) | 59.42% | 60.70% | 62.48% | 64.22% | 69.75% | 68.23% | 64.87% | 61.96% |
Avg DTI (debt to income) | 31.04 | 30.42 | 29.61 | 30.14 | 33.38 | 32.84 | 32.77 | 33.84 |
Avg refinance insurance % | 0.39% | 0.64% | 0.88% | 1.76% | 2.81% | 2.86% | 1.72% | 1.63% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Seattle, Washington 98199
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Seattle, Washington 98199, we have compiled a list of the leading refinance brokers to guide you.
Kyle Bergquist
Loan Officer
155 NE 100th St., Suite 401 & 404
Seattle, WA 98199
kyleb@guildmortgage.com
Yong Son
Mortgage Loan Officer
2401 4th Avenue, Ste. 100
Seattle, WA 98199
(206) 239-3759
y.son@alaskausamortgage.com
Michael Derrow
Mortgage Loan Officer
2401 4th Avenue, Ste. 100
Seattle, WA 98199
(206) 239-3775
m.derrow@alaskausamortgage.com
Aaron Tyler
Mortgage consultant
1201 3rd Ave Ste 900
Seattle, WA 98199
(206) 802-9664
aaron.tyler@unionbank.com
Iain Mourer
Loan Officer Assistant
2825 Eastlake Ave. East
Seattle, WA 98199
(801) 233-3700
iain.mourer@academymortgage.com
Address
155 NE 100th St., Suite 401 & 404
Seattle, WA
Contact
Fax (301) 639-0804
kyleb@guildmortgage.com
Address
2401 4th Avenue, Ste. 100
Seattle, WA
Contact
(206) 239-3759
Fax (301) 639-0804
y.son@alaskausamortgage.com
Address
2401 4th Avenue, Ste. 100
Seattle, WA
Contact
(206) 239-3775
Fax (301) 639-0804
m.derrow@alaskausamortgage.com