Compare Today’s Refinance Rates for Seattle, Washington 98118
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Seattle, Washington 98118.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Seattle, Washington 98118. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,300 or $34 per month in Seattle and other parts of King county.
Summary of Average Refinances in Seattle, Washington 98118
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Interactive Refinance Rate Projections for Seattle, Washington 98118
Pureloan has developed an interactive chart to monitor the five largest local lenders in Seattle, WA 98118, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Seattle, Washington 98118 from 2024 - 2016
The following historical data provides insights into refinancing trends in Seattle, Washington and the surrounding King county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Seattle, Washington 98118
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Seattle, Washington 98118, we have compiled a list of top refinance brokers to assist you in the process.
Kyle Bergquist
Loan Officer
155 NE 100th St., Suite 401 & 404
Seattle, WA 98118
kyleb@guildmortgage.com
Yong Son
Mortgage Loan Officer
2401 4th Avenue, Ste. 100
Seattle, WA 98118
(206) 239-3759
y.son@alaskausamortgage.com
Michael Derrow
Mortgage Loan Officer
2401 4th Avenue, Ste. 100
Seattle, WA 98118
(206) 239-3775
m.derrow@alaskausamortgage.com
Aaron Tyler
Mortgage consultant
1201 3rd Ave Ste 900
Seattle, WA 98118
(206) 802-9664
aaron.tyler@unionbank.com
Iain Mourer
Loan Officer Assistant
2825 Eastlake Ave. East
Seattle, WA 98118
(801) 233-3700
iain.mourer@academymortgage.com
Address
155 NE 100th St., Suite 401 & 404
Seattle, WA
Contact
Fax (301) 639-0804
kyleb@guildmortgage.com
Address
2401 4th Avenue, Ste. 100
Seattle, WA
Contact
(206) 239-3759
Fax (301) 639-0804
y.son@alaskausamortgage.com
Address
2401 4th Avenue, Ste. 100
Seattle, WA
Contact
(206) 239-3775
Fax (301) 639-0804
m.derrow@alaskausamortgage.com