Compare Today’s Refinance Rates for Spokane, Washington 99210
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Spokane, Washington 99210.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,876 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Spokane and other areas of Spokane county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Spokane, Washington 99210
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Interactive Refinance Rate Projections for Spokane, Washington 99210
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spokane, WA 99210, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spokane, Washington 99210 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spokane, Washington and the surrounding Spokane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Spokane, Washington 99210
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spokane, Washington 99210, we have compiled a list of top refinance brokers to assist you in the process.
Michael Auger
Branch Manager
113 E Magnesium Rd Ste C
Spokane, WA 99210
(509) 315-4422
michaelauger@acceptancecapital.com
Randy Emery
Branch Manager
10015 N Division, Suite 101
Spokane, WA 99210
(800) 270-3416
randyemery@leader1.com
Joe Spitz
Branch Manager
10015 N Division, Suite 101
Spokane, WA 99210
(800) 270-3416
joespitz@leader1.com
Amy Waitman
Senior Mortgage Banker
10015 N. Division, Ste. 101
Spokane, WA 99210
(800) 270-3416
amywaitman@leader1.com
Nate Dunham
Home Loan Officer
201 W North River Drive Suite 600
Spokane, WA 99210
(855) 205-4503
natesellsspokane@gmail.com
Address
113 E Magnesium Rd Ste C
Spokane, WA
Contact
(509) 315-4422
Fax (301) 639-0804
michaelauger@acceptancecapital.com
Address
10015 N Division, Suite 101
Spokane, WA
Contact
(800) 270-3416
Fax (301) 639-0804
randyemery@leader1.com
Address
10015 N Division, Suite 101
Spokane, WA
Contact
(800) 270-3416
Fax (301) 639-0804
joespitz@leader1.com