Compare Today’s Refinance Rates for Spokane, Washington

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Spokane, Washington 99258. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Spokane and surrounding areas of Spokane county, your expected lifetime cash savings are $4,136 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Spokane, Washington 99258.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Spokane, Washington 99258

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spokane, WA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spokane, WA 99258, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spokane, WA

Refinance Rates for Spokane, Washington 99258 from 2013 - 2020

Below are historical data on refinancing in Spokane, Washington and around Spokane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.71% 50.91% 52.79% 54.13% 75.82% 60.39% 64.63% 58.42%
avg refi rate 4.82% 4.50% 3.88% 3.73% 4.54% 4.10% 3.90% 4.08%
% 15 year fixed refinance 29.64% 33.18% 39.39% 35.97% 20.88% 28.99% 29.26% 30.69%
avg refi rate 4.16% 3.75% 3.23% 3.00% 3.70% 3.21% 3.12% 3.20%
Avg credit score 764.98 768.33 774.81 768.22 757.86 757.45 757.72 749.55
Avg LTV (loan to value) 64.16% 64.45% 66.93% 69.71% 70.66% 72.81% 73.23% 71.14%
Avg DTI (debt to income) 31.01 30.73 29.71 30.32 32.65 32.78 32.64 34.00
Avg refinance insurance % 1.41% 1.94% 2.39% 3.55% 5.37% 5.36% 4.61% 3.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spokane, Washington 99258

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spokane, Washington 99258, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Auger

Branch Manager

113 E Magnesium Rd Ste C

Spokane, WA 99258

(509) 315-4422

michaelauger@acceptancecapital.com

Randy Emery

Branch Manager

10015 N Division, Suite 101

Spokane, WA 99258

(800) 270-3416

randyemery@leader1.com

Joe Spitz

Branch Manager

10015 N Division, Suite 101

Spokane, WA 99258

(800) 270-3416

joespitz@leader1.com

Amy Waitman

Senior Mortgage Banker

10015 N. Division, Ste. 101

Spokane, WA 99258

(800) 270-3416

amywaitman@leader1.com

Nate Dunham

Home Loan Officer

201 W North River Drive Suite 600

Spokane, WA 99258

(855) 205-4503

natesellsspokane@gmail.com

Address

113 E Magnesium Rd Ste C

Spokane, WA

Contact

(509) 315-4422

Fax (301) 639-0804

michaelauger@acceptancecapital.com

Address

10015 N Division, Suite 101

Spokane, WA

Contact

(800) 270-3416

Fax (301) 639-0804

randyemery@leader1.com

Address

10015 N Division, Suite 101

Spokane, WA

Contact

(800) 270-3416

Fax (301) 639-0804

joespitz@leader1.com

Refinancing News for Spokane, Washington 99258