Compare Today’s Refinance Rates for Tacoma, Washington 98424
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tacoma, Washington 98424.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,533 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Tacoma and other areas of Pierce county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tacoma, Washington 98424
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Interactive Refinance Rate Projections for Tacoma, Washington 98424
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tacoma, WA 98424, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tacoma, Washington 98424 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tacoma, Washington and the surrounding Pierce county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Tacoma, Washington 98424
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tacoma, Washington 98424, we have compiled a list of top refinance brokers to assist you in the process.
Scott Leingang
Mortgage Team Leader
9802 Gravelly Lake Drive
Tacoma, WA 98424
(253) 671-0839
scott.leingang@heritagebanknw.com
Joyce Gorny
Mortgage Loan Officer
1119 Pacific Avenue
Tacoma, WA 98424
(253) 671-3733
joyce.taylor-gorny@heritagebanknw.com
Peter Glein
Mortgage Loan Programs
6510 6th Ave
Tacoma, WA 98424
(253) 444-3640
p.glein@alaskausamortgage.com
Marcy Duenhoelter
Mortgage Loan Programs
6510 6th Ave
Tacoma, WA 98424
(253) 444-3640
m.duenhoelter@alaskausamortgage.com
Russell Campbell
Loan Officer
4301 S. Pine St, Suites 160 & 110
Tacoma, WA 98424
(253) 888-4984
rcampbell@guildmortgage.com
Address
9802 Gravelly Lake Drive
Tacoma, WA
Contact
(253) 671-0839
Fax (301) 639-0804
scott.leingang@heritagebanknw.com
Address
1119 Pacific Avenue
Tacoma, WA
Contact
(253) 671-3733
Fax (301) 639-0804
joyce.taylor-gorny@heritagebanknw.com
Address
6510 6th Ave
Tacoma, WA
Contact
(253) 444-3640
Fax (301) 639-0804
p.glein@alaskausamortgage.com