Compare Today’s Refinance Rates for Usk, Washington 99180
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Usk, Washington 99180.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,922 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Usk and other areas of Pend Oreille county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Usk, Washington 99180
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Interactive Refinance Rate Projections for Usk, Washington 99180
Pureloan has developed an interactive chart to monitor the five largest local lenders in Usk, WA 99180, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Usk, Washington 99180 from 2024 - 2016
The following historical data provides insights into refinancing trends in Usk, Washington and the surrounding Pend Oreille county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 64.08% | 66.70% | 67.62% | 71.13% | 77.50% | 62.43% | 64.94% | 61.00% |
avg refi rate | 6.02% | 3.64% | 2.95% | 3.27% | 4.15% | 4.55% | 4.14% | 3.90% | 4.08% |
% 15 year fixed refinance | 22.54% | 21.96% | 19.23% | 17.53% | 20.83% | 28.04% | 29.00% | 28.50% | |
avg refi rate | 2.80% | 2.46% | 2.78% | 3.48% | 3.93% | 3.34% | 3.12% | 3.20% | |
Avg credit score | 771.88 | 753.25 | 757.89 | 764.15 | 755.63 | 748.47 | 749.72 | 757.61 | 758.37 |
Avg LTV (loan to value) | 60.00% | 51.40% | 59.54% | 64.84% | 68.22% | 65.53% | 69.79% | 73.20% | 72.98% |
Avg DTI (debt to income) | 34.63 | 33.45 | 31.72 | 31.96 | 33.18 | 33.43 | 34.52 | 32.48 | 32.48 |
Avg refinance insurance % | 0.35% | 1.07% | 1.98% | 2.45% | 1.22% | 3.33% | 4.57% | 5.43% |
Best Refinance Brokers around Usk, Washington 99180
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Usk, Washington 99180, we have compiled a list of top refinance brokers to assist you in the process.
Dbeaudoin Beaudoin
LoanOfficer
421WRIVERSIDEAVE
Spokane, WA 99180
(509) 456-8888
dbeaudoin@inb.com
Dan Slaughter
Loan Officer
910 W Sprague Ave
Spokane, WA 99180
(509) 755-5626
dslaughter@inlandmort.com
Debbie Brogan
Loan Officer
910 W Sprague Ave
Spokane, WA 99180
(509) 755-5626
dbrogan@inlandmort.com
Jamie Larrigan
Loan Officer
910 W Sprague Ave
Spokane, WA 99180
(509) 755-5626
jamie@inlandmort.com
Katie Gantz
Loan Officer
910 W Sprague Ave
Spokane, WA 99180
(509) 755-5626
kgantz@inlandmort.com
Address
421WRIVERSIDEAVE
Spokane, WA
Contact
(509) 456-8888
Fax (301) 639-0804
dbeaudoin@inb.com
Address
910 W Sprague Ave
Spokane, WA
Contact
(509) 755-5626
Fax (301) 639-0804
dslaughter@inlandmort.com
Address
910 W Sprague Ave
Spokane, WA
Contact
(509) 755-5626
Fax (301) 639-0804
dbrogan@inlandmort.com