Compare Today’s Refinance Rates for Vancouver, Washington 98687
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Vancouver, Washington 98687.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Vancouver, Washington 98687. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,533 or $15 per month in Vancouver and other parts of Clark county.
Summary of Average Refinances in Vancouver, Washington 98687
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Interactive Refinance Rate Projections for Vancouver, Washington 98687
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vancouver, WA 98687, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vancouver, Washington 98687 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vancouver, Washington and the surrounding Clark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Vancouver, Washington 98687
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vancouver, Washington 98687, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Thompson
Mortgage Loan Officer
700 Washington Street, Suite 700
Vancouver, WA 98687
(360) 992-6240
lisa.thompson@heritagebanknw.com
Teresa Munn
Mortgage Loan Officer
700 Washington Street, Suite 700
Vancouver, WA 98687
(360) 501-7319
teresa.munn@heritagebanknw.com
Jennifer Valverde
Processor ll
4601 NE 77th Ave. Suite 100
Vancouver, WA 98687
(360) 571-5626
jennifer@creeksidem.com
Nicolle Khounphachansy
Processor II
4601 NE 77th Ave. Suite 100
Vancouver, WA 98687
(360) 571-5626
nicolle@creeksidem.com
Andrea Jean
Processor I
4601 NE 77th Ave. Suite 100
Vancouver, WA 98687
(360) 571-5626
andrea@creeksidem.com
Address
700 Washington Street, Suite 700
Vancouver, WA
Contact
(360) 992-6240
Fax (301) 639-0804
lisa.thompson@heritagebanknw.com
Address
700 Washington Street, Suite 700
Vancouver, WA
Contact
(360) 501-7319
Fax (301) 639-0804
teresa.munn@heritagebanknw.com
Address
4601 NE 77th Ave. Suite 100
Vancouver, WA
Contact
(360) 571-5626
Fax (301) 639-0804
jennifer@creeksidem.com