Compare Today’s Refinance Rates for Vancouver, Washington

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Vancouver, Washington 98685. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Vancouver and surrounding areas of Clark county, your expected lifetime cash savings are $6,389 or $18 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vancouver, Washington 98685.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Vancouver, Washington 98685

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vancouver, WA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vancouver, WA 98685, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vancouver, WA

Refinance Rates for Vancouver, Washington 98685 from 2013 - 2020

Below are historical data on refinancing in Vancouver, Washington and around Clark county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.45% 49.41% 54.07% 59.27% 64.96% 67.70% 69.94% 65.92%
avg refi rate 4.85% 4.49% 3.88% 3.73% 4.45% 4.07% 3.86% 3.94%
% 15 year fixed refinance 29.74% 36.61% 34.82% 33.05% 27.24% 22.51% 22.22% 25.29%
avg refi rate 4.23% 3.76% 3.25% 2.97% 3.50% 3.25% 3.09% 3.15%
Avg credit score 773.00 773.21 776.32 771.05 757.41 762.22 759.36 754.33
Avg LTV (loan to value) 59.42% 60.70% 62.48% 64.22% 69.75% 68.23% 64.87% 61.96%
Avg DTI (debt to income) 31.04 30.42 29.61 30.14 33.38 32.84 32.77 33.84
Avg refinance insurance % 0.39% 0.64% 0.88% 1.76% 2.81% 2.86% 1.72% 1.63%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vancouver, Washington 98685

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vancouver, Washington 98685, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lisa Thompson

Mortgage Loan Officer

700 Washington Street, Suite 700

Vancouver, WA 98685

(360) 992-6240

lisa.thompson@heritagebanknw.com

Teresa Munn

Mortgage Loan Officer

700 Washington Street, Suite 700

Vancouver, WA 98685

(360) 501-7319

teresa.munn@heritagebanknw.com

Jennifer Valverde

Processor ll

4601 NE 77th Ave. Suite 100

Vancouver, WA 98685

(360) 571-5626

jennifer@creeksidem.com

Nicolle Khounphachansy

Processor II

4601 NE 77th Ave. Suite 100

Vancouver, WA 98685

(360) 571-5626

nicolle@creeksidem.com

Andrea Jean

Processor I

4601 NE 77th Ave. Suite 100

Vancouver, WA 98685

(360) 571-5626

andrea@creeksidem.com

Address

700 Washington Street, Suite 700

Vancouver, WA

Contact

(360) 992-6240

Fax (301) 639-0804

lisa.thompson@heritagebanknw.com

Address

700 Washington Street, Suite 700

Vancouver, WA

Contact

(360) 501-7319

Fax (301) 639-0804

teresa.munn@heritagebanknw.com

Address

4601 NE 77th Ave. Suite 100

Vancouver, WA

Contact

(360) 571-5626

Fax (301) 639-0804

jennifer@creeksidem.com

Refinancing News for Vancouver, Washington 98685