Compare Today’s Refinance Rates for Yakima, Washington 98909
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Yakima, Washington 98909.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,518 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Yakima and other areas of Yakima county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Yakima, Washington 98909
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Interactive Refinance Rate Projections for Yakima, Washington 98909
Pureloan has developed an interactive chart to monitor the five largest local lenders in Yakima, WA 98909, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Yakima, Washington 98909 from 2024 - 2016
The following historical data provides insights into refinancing trends in Yakima, Washington and the surrounding Yakima county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.21% | 63.48% | 71.68% | 73.13% | 76.59% | 71.42% | 66.71% | 69.98% | 68.14% |
avg refi rate | 6.30% | 3.44% | 2.85% | 3.17% | 4.01% | 4.48% | 4.04% | 3.86% | 4.05% |
% 15 year fixed refinance | 10.53% | 24.08% | 18.84% | 18.26% | 16.15% | 20.67% | 24.60% | 22.13% | 22.08% |
avg refi rate | 5.25% | 2.58% | 2.36% | 2.71% | 3.41% | 3.78% | 3.26% | 3.09% | 3.24% |
Avg credit score | 758.08 | 760.52 | 767.34 | 768.62 | 758.06 | 748.00 | 753.66 | 759.34 | 762.25 |
Avg LTV (loan to value) | 50.26% | 49.34% | 56.67% | 60.83% | 65.18% | 58.38% | 62.45% | 64.87% | 68.05% |
Avg DTI (debt to income) | 35.97 | 34.03 | 31.74 | 31.95 | 34.09 | 35.37 | 34.27 | 32.75 | 32.78 |
Avg refinance insurance % | 0.32% | 0.63% | 0.94% | 1.84% | 3.37% | 0.92% | 1.51% | 1.71% | 2.76% |
Best Refinance Brokers around Yakima, Washington 98909
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Yakima, Washington 98909, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Morrier
Home Loan Officer
424 E Yakima Ave
Yakima, WA 98909
(509) 577-9000
kimberly.morrier@homestreet.com
Werner Beier
Home Loan Officer
424 E Yakima Ave
Yakima, WA 98909
(509) 577-9000
werner.beier@homestreet.com
Summer Pineda
Home Loan Officer
424 E Yakima Avenue
Yakima, WA 98909
(800) 809-1377
summer.pineda@homestreet.com
Kari Palmer
Home Loan Officer
424 E Yakima Ave
Yakima, WA 98909
(509) 577-9000
kari.palmer@homestreet.com
Janet Filcher
Senior Mortgage Loan Originator
3911 Castlevale Rd., Suite 109
Yakima, WA 98909
(509) 895-5645
jfilcher@skylinehomeloans.com
Address
424 E Yakima Ave
Yakima, WA
Contact
(509) 577-9000
Fax (301) 639-0804
kimberly.morrier@homestreet.com
Address
424 E Yakima Ave
Yakima, WA
Contact
(509) 577-9000
Fax (301) 639-0804
werner.beier@homestreet.com
Address
424 E Yakima Avenue
Yakima, WA
Contact
(800) 809-1377
Fax (301) 639-0804
summer.pineda@homestreet.com