Compare Today’s Refinance Rates for Bagley, Wisconsin 53801
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bagley, Wisconsin 53801.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,425 over the lifetime of your mortgage, which translates to a monthly savings of $37 in Bagley and other areas of Grant county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bagley, Wisconsin 53801
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Interactive Refinance Rate Projections for Bagley, Wisconsin 53801
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bagley, WI 53801, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bagley, Wisconsin 53801 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bagley, Wisconsin and the surrounding Grant county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 83.33% | 51.66% | 58.92% | 59.03% | 66.85% | 63.50% | 56.28% | 58.24% | 57.39% |
| avg refi rate | 6.29% | 3.59% | 2.96% | 3.28% | 4.07% | 4.47% | 3.99% | 3.83% | 4.00% |
| % 15 year fixed refinance | 4.17% | 29.44% | 24.46% | 24.21% | 19.62% | 19.83% | 26.48% | 24.66% | 26.49% |
| avg refi rate | 5.38% | 2.70% | 2.43% | 2.75% | 3.49% | 3.75% | 3.20% | 2.98% | 3.18% |
| Avg credit score | 760.38 | 752.70 | 762.50 | 766.28 | 762.19 | 752.69 | 754.52 | 759.70 | 760.28 |
| Avg LTV (loan to value) | 63.42% | 60.25% | 64.58% | 68.87% | 70.94% | 67.69% | 71.46% | 72.42% | 71.75% |
| Avg DTI (debt to income) | 39.50 | 31.80 | 30.21 | 30.02 | 31.13 | 32.39 | 32.12 | 30.52 | 30.63 |
| Avg refinance insurance % | 3.13% | 0.81% | 1.65% | 3.04% | 4.47% | 2.70% | 4.20% | 5.34% | 5.35% |
Best Refinance Brokers around Bagley, Wisconsin 53801
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bagley, Wisconsin 53801, we have compiled a list of top refinance brokers to assist you in the process.
Dennis Hamilton
Lending Officer
925 Wisconsin Ave
Boscobel, WI 53801
(608) 375-4117
DennisH@cfbank.com
Brad Bodenbender
Lending Officer
925 Wisconsin Ave
Boscobel, WI 53801
(608) 375-4117
BradB@cfbank.com
Corey Grassel
Branch Manager - Lending Officer
1609 Elm St
Boscobel, WI 53801
(608) 375-4484 Ext56
cgrassel@peoplesfinancial.com
Jason Thomspson
Manager/Vice President/Mortgage Specialist
100 N Main St
Cuba City, WI 53801
(608) 744-2125
jthompson@americanbankwi.com
John Zenz
Senior Vice President/Mortgage Specialist
100 N Main St
Cuba City, WI 53801
(608) 744-2125
jzenz@americanbankwi.com
Address
925 Wisconsin Ave
Boscobel, WI
Contact
(608) 375-4117
Fax (301) 639-0804
DennisH@cfbank.com
Address
925 Wisconsin Ave
Boscobel, WI
Contact
(608) 375-4117
Fax (301) 639-0804
BradB@cfbank.com
Address
1609 Elm St
Boscobel, WI
Contact
(608) 375-4484 Ext56
Fax (301) 639-0804
cgrassel@peoplesfinancial.com