Compare Today’s Refinance Rates for Beloit, Wisconsin

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Beloit, Wisconsin 53512. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Beloit and surrounding areas of Rock county, your expected lifetime cash savings are $1,980 or $6 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Beloit, Wisconsin 53512.

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Summary of Average Refinance Terms in Beloit, Wisconsin 53512

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Beloit, WI 53512, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Beloit, Wisconsin 53512 from 2012 - 2019

Below are historical data on refinancing in Beloit, Wisconsin and around Rock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.50% 39.64% 45.47% 48.98% 56.80% 57.32% 57.67% 52.83%
avg refi rate 4.76% 4.46% 3.88% 3.65% 4.44% 4.01% 3.83% 3.91%
% 15 year fixed refinance 30.35% 42.38% 37.02% 39.49% 30.81% 27.09% 25.32% 30.53%
avg refi rate 4.15% 3.68% 3.20% 2.90% 3.50% 3.17% 2.99% 3.08%
Avg credit score 769.37 770.74 774.02 769.50 754.31 760.49 759.29 757.64
Avg LTV (loan to value) 64.40% 64.46% 65.46% 67.19% 70.89% 71.72% 72.25% 70.78%
Avg DTI (debt to income) 29.42 29.40 28.02 29.00 32.34 30.65 30.57 31.79
Avg refinance insurance % 1.31% 1.36% 1.68% 2.82% 4.27% 5.40% 5.27% 4.32%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Beloit, Wisconsin 53512

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Beloit, Wisconsin 53512, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jeremy Doetch

Vice President-Commercial Loan Officer

345 E Grand Ave

Beloit, WI 53512

(800) 667-4401

jeremy.doetch@bankatfirstnational.com

Brent Ward

Assistant Vice President-Commercial Loan Officer

345 E Grand Ave

Beloit, WI 53512

(800) 667-4401

brent.ward@bankatfirstnational.com

Brian Hach

Lending Officer

101 N Wisconsin Ave

Muscoda, WI 53512

(608) 739-3154

BrianH@cfbank.com

Denise Callahan

Loan Officer

1205 Main St Cross Plains

Cross Plains, WI 53512

(608) 798-5221

denise.callahan@crossplainsbank.com

Tom Gorman

Commercial Lender

222 W Commercial St

Mazomanie, WI 53512

(608) 795-1165

tgorman@thepeoplescommunitybank.com

Address

345 E Grand Ave

Beloit, WI

Contact

(800) 667-4401

Fax (301) 639-0804

jeremy.doetch@bankatfirstnational.com

Address

345 E Grand Ave

Beloit, WI

Contact

(800) 667-4401

Fax (301) 639-0804

brent.ward@bankatfirstnational.com

Address

101 N Wisconsin Ave

Muscoda, WI

Contact

(608) 739-3154

Fax (301) 639-0804

BrianH@cfbank.com

Refinancing News for Beloit, Wisconsin 53512