Compare Today’s Refinance Rates for Beloit, Wisconsin
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Beloit, Wisconsin 53512. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Beloit and surrounding areas of Rock county, your expected lifetime cash savings are $1,980 or $6 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Beloit, Wisconsin 53512.
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Summary of Average Refinance Terms in Beloit, Wisconsin 53512
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Beloit, WI 53512, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Beloit, Wisconsin 53512 from 2012 - 2019
Below are historical data on refinancing in Beloit, Wisconsin and around Rock county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 54.50% | 39.64% | 45.47% | 48.98% | 56.80% | 57.32% | 57.67% | 52.83% |
| avg refi rate | 4.76% | 4.46% | 3.88% | 3.65% | 4.44% | 4.01% | 3.83% | 3.91% |
| % 15 year fixed refinance | 30.35% | 42.38% | 37.02% | 39.49% | 30.81% | 27.09% | 25.32% | 30.53% |
| avg refi rate | 4.15% | 3.68% | 3.20% | 2.90% | 3.50% | 3.17% | 2.99% | 3.08% |
| Avg credit score | 769.37 | 770.74 | 774.02 | 769.50 | 754.31 | 760.49 | 759.29 | 757.64 |
| Avg LTV (loan to value) | 64.40% | 64.46% | 65.46% | 67.19% | 70.89% | 71.72% | 72.25% | 70.78% |
| Avg DTI (debt to income) | 29.42 | 29.40 | 28.02 | 29.00 | 32.34 | 30.65 | 30.57 | 31.79 |
| Avg refinance insurance % | 1.31% | 1.36% | 1.68% | 2.82% | 4.27% | 5.40% | 5.27% | 4.32% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Beloit, Wisconsin 53512
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Beloit, Wisconsin 53512, we have compiled a list of the leading refinance brokers to guide you.
Jeremy Doetch
Vice President-Commercial Loan Officer
345 E Grand Ave
Beloit, WI 53512
(800) 667-4401
jeremy.doetch@bankatfirstnational.com
Brent Ward
Assistant Vice President-Commercial Loan Officer
345 E Grand Ave
Beloit, WI 53512
(800) 667-4401
brent.ward@bankatfirstnational.com
Brian Hach
Lending Officer
101 N Wisconsin Ave
Muscoda, WI 53512
(608) 739-3154
BrianH@cfbank.com
Denise Callahan
Loan Officer
1205 Main St Cross Plains
Cross Plains, WI 53512
(608) 798-5221
denise.callahan@crossplainsbank.com
Tom Gorman
Commercial Lender
222 W Commercial St
Mazomanie, WI 53512
(608) 795-1165
tgorman@thepeoplescommunitybank.com
Address
345 E Grand Ave
Beloit, WI
Contact
(800) 667-4401
Fax (301) 639-0804
jeremy.doetch@bankatfirstnational.com
Address
345 E Grand Ave
Beloit, WI
Contact
(800) 667-4401
Fax (301) 639-0804
brent.ward@bankatfirstnational.com
Address
101 N Wisconsin Ave
Muscoda, WI
Contact
(608) 739-3154
Fax (301) 639-0804
BrianH@cfbank.com