Compare Today’s Refinance Rates for Cumberland, Wisconsin 54829
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cumberland, Wisconsin 54829.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cumberland, Wisconsin 54829. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,911 or $30 per month in Cumberland and other parts of Barron county.
Summary of Average Refinances in Cumberland, Wisconsin 54829
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Interactive Refinance Rate Projections for Cumberland, Wisconsin 54829
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cumberland, WI 54829, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cumberland, Wisconsin 54829 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cumberland, Wisconsin and the surrounding Barron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 45.20% | 51.91% | 50.00% | 53.69% | 43.12% | 37.98% | 37.71% | 45.28% | |
avg refi rate | 3.94% | 3.84% | 4.02% | 4.48% | 3.63% | 3.91% | 4.53% | 4.77% | |
% 15 year fixed refinance | 37.85% | 32.84% | 31.70% | 37.93% | 42.31% | 44.37% | 44.17% | 32.26% | |
avg refi rate | 3.12% | 3.01% | 3.22% | 3.56% | 2.89% | 3.17% | 3.70% | 4.16% | |
Avg credit score | 751.62 | 760.65 | 756.96 | 749.73 | 765.57 | 770.24 | 768.17 | 766.34 | |
Avg LTV (loan to value) | 70.79% | 71.84% | 72.32% | 71.22% | 69.51% | 68.97% | 68.49% | 67.60% | |
Avg DTI (debt to income) | 31.33 | 30.06 | 30.09 | 31.86 | 28.50 | 28.31 | 29.10 | 29.58 | |
Avg refinance insurance % | 4.73% | 3.81% | 3.67% | 4.24% | 2.89% | 2.72% | 2.72% | 2.11% |
Best Refinance Brokers around Cumberland, Wisconsin 54829
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cumberland, Wisconsin 54829, we have compiled a list of top refinance brokers to assist you in the process.
Liz Froehlich
Loan Processor
1390 Second Avenue
Cumberland, WI 54829
(715) 822-2249
lfroehlich@cumberlandfederal.com
Brenda Davidson
Loan Processor
1390 Second Avenue
Cumberland, WI 54829
(715) 822-2249
bdavidson@cumberlandfederal.com
Debby Sparish
Loan Processing Supervisor
1390 Second Avenue
Cumberland, WI 54829
(715) 822-2249
dsparish@cumberlandfederal.com
Tracey Nooner
Mortgage Loan Officer
109 Wisconsin Ave N
Frederic, WI 54829
(715) 327-6268
tanooner@bremer.com
Aaron Lewis
Mortgage Banker
1127 Tower Avenue
Superior, WI 54829
(715) 394-8932
alewis@nbcbanking.com
Address
1390 Second Avenue
Cumberland, WI
Contact
(715) 822-2249
Fax (301) 639-0804
lfroehlich@cumberlandfederal.com
Address
1390 Second Avenue
Cumberland, WI
Contact
(715) 822-2249
Fax (301) 639-0804
bdavidson@cumberlandfederal.com
Address
1390 Second Avenue
Cumberland, WI
Contact
(715) 822-2249
Fax (301) 639-0804
dsparish@cumberlandfederal.com