Compare Today’s Refinance Rates for Eau Claire, Wisconsin

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Eau Claire, Wisconsin 54703. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Eau Claire and surrounding areas of Eau Claire county, your expected lifetime cash savings are $7,896 or $22 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Eau Claire, Wisconsin 54703.

No suitable program is found

Summary of Average Refinance Terms in Eau Claire, Wisconsin 54703

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Eau Claire, WI 54703, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Eau Claire, Wisconsin 54703 from 2012 - 2019

Below are historical data on refinancing in Eau Claire, Wisconsin and around Eau Claire county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 45.28% 37.71% 37.98% 43.12% 53.69% 50.00% 51.91% 45.20%
avg refi rate 4.77% 4.53% 3.91% 3.63% 4.48% 4.02% 3.84% 3.94%
% 15 year fixed refinance 32.26% 44.17% 44.37% 42.31% 37.93% 31.70% 32.84% 37.85%
avg refi rate 4.16% 3.70% 3.17% 2.89% 3.56% 3.22% 3.01% 3.12%
Avg credit score 766.34 768.17 770.24 765.57 749.73 756.96 760.65 751.62
Avg LTV (loan to value) 67.60% 68.49% 68.97% 69.51% 71.22% 72.32% 71.84% 70.79%
Avg DTI (debt to income) 29.58 29.10 28.31 28.50 31.86 30.09 30.06 31.33
Avg refinance insurance % 2.11% 2.72% 2.72% 2.89% 4.24% 3.67% 3.81% 4.73%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Eau Claire, Wisconsin 54703

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Eau Claire, Wisconsin 54703, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rachael Wiesner

Mortgage Loan Originators

1111 W Clairemont Ave

Eau Claire, WI 54703

(715) 833-8035 Ext. 7366

rwiesner@westconsincu.org

Josh Gullicksrud

Mortgage Loan Originators

1111 W Clairemont Ave

Eau Claire, WI 54703

(715) 833-8035 Ext. 7365

jgullicksrud@westconsincu.org

Rachel Schofield

Loan Officer

427 2nd St

Chetek, WI 54703

(715) 924-4817

rachel@sterlingbank.ws

Mary Braun

Mortgage Consultant

600 E Main St

Mondovi, WI 54703

(715) 926-4263

marywsb@mwt.net

Seth Larson

Mortgage Consultant

600 E Main St

Mondovi, WI 54703

(715) 926-4263

sethlwsb@mwt.net

Address

1111 W Clairemont Ave

Eau Claire, WI

Contact

(715) 833-8035 Ext. 7366

Fax (301) 639-0804

rwiesner@westconsincu.org

Address

1111 W Clairemont Ave

Eau Claire, WI

Contact

(715) 833-8035 Ext. 7365

Fax (301) 639-0804

jgullicksrud@westconsincu.org

Address

427 2nd St

Chetek, WI

Contact

(715) 924-4817

Fax (301) 639-0804

rachel@sterlingbank.ws

Refinancing News for Eau Claire, Wisconsin 54703